JB Wealth Management Group

Approach

**Understand the full picture. Build a coordinated strategy. Stay engaged as life evolves.** We begin by getting to know you beyond your investment portfolio. We seek to understand your family, goals, business interests, existing financial relationships, outside assets, and the priorities that will shape your future. We then bring those pieces together to develop a comprehensive wealth management strategy. That may involve investments, retirement planning, liquidity needs, concentrated positions, business transition planning, lending, risk management, and legacy considerations. As circumstances change, we revisit the strategy and help evaluate new decisions and opportunities. When appropriate, we coordinate with your other professional advisors so that each part of your financial life is considered within the broader picture.

Capabilities

We help address a range of wealth management needs, including: * Investment management * Retirement planning * Business succession and exit planning * Cash management and liquidity planning * Trust and estate planning strategies * Insurance planning * Lending and banking needs * Alternative investments * Concentrated stock and liquidity strategies * Multigenerational wealth planning Our objective is to help simplify an increasingly complex financial life while keeping your strategy focused on the goals that matter most to you. \*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition