My approach is predicated on keeping the process easy for you, while helping to ensure we've covered every aspect of your life that might impact your finances.

This means a full discovery conversation where we discuss your goals, aspirations, essentials, family dynamics, financials, and everything in between. It may require some homework on your side to gather the details, but it will be well worth it.

This translates into a financial plan to show you where you are now, where you're headed, and will include any recommendations I might have. The plan highlights important aspects such as how your wealth will change over time, or how much you can reasonably spend in retirement to avoid the thought of running out of money.

From the plan, comes the recommendations, which will be partially investment / strategy focused, and partially action / behavior focused. When combined, your actions, invested assets, and financial plan become the foundation of your future success.

We communicate frequently over time as your life changes and markets cycle. Helping to ensure we keep your strategy always aligned with your life.

This process allows us to benchmark you to success – and that success is quantified by the goals that you set forth!

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.