I came into this work because I saw how overwhelming financial decisions can feel when they matter most. Over time, I learned that people aren’t just looking for answers—they’re looking for clarity, trust, and a partner who understands what’s truly at stake.
I work with individuals, families, and business owners who are navigating growth, transition, and meaningful moments that shape what comes next. My role is to bring structure and perspective to complex decisions, helping ensure each move is intentional and aligned with what matters most to you.
To me, wealth is about more than accumulation. It’s about alignment, access, and impact—using your resources thoughtfully to support the life you’re building today and the legacy you want to carry forward.
Eva Fernandez advises individuals, families, and business owners on navigating complex financial decisions—particularly during moments that matter most, when clarity, trust, and intention are essential.
Originally from Ghana and raised in Germany, Eva brings a global perspective to her work. Since joining Merrill Lynch Wealth Management in 2019, she has developed a reputation for a thoughtful, disciplined approach—helping clients cut through complexity and move forward with confidence.
Eva works closely with her clients to bring structure and clarity to their financial lives, whether navigating growth, major life transitions, or significant liquidity events such as business exits, inheritances, or other unexpected financial situations. She collaborates with clients and their broader advisory teams, including attorneys and accountants, to ensure a coordinated and strategic approach.
At the core of Eva's practice is the belief that wealth planning is most effective when it is intentional and aligned with what matters most. She focuses on helping clients make informed decisions that support both present priorities and long‑term goals across generations.
In addition to investment‑focused guidance, Eva can provide access to a Wealth Management Lending Officer from Bank of America, N.A., who may offer strategic and personalized banking and lending solutions designed to complement an overall financial strategy. The Wealth Management Lending Officer does not provide investment advice or make investment recommendations.
Eva resides in Norfolk, Virginia.
NMLS - 1065605
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
