Esther Tobbin

Esther Tobbin, AAMS™, CRPC™
Financial Advisor
 
As your financial advisor, Esther believes in meeting you where you are now and guiding you toward where you want to be in your financial life. Her planning-based approach is designed to help you clarify what you want to achieve with your wealth – for yourself, your family, and future generations. Esther understands that your dreams and desires are deeply personal, and she is honest in helping you evaluate how realistic your financial goals are and what steps you can take to reach them. She is committed to creating an environment where you and your family members feel comfortable discussing what matters most to you financially.    
Are you a recent college graduate starting a career? A business owner or executive thinking ahead to retirement? Do you need to manage newfound wealth, or plan for the future of a child with special needs? No matter what life stage you’re in, Esther can help you prepare financially for what comes next.
A believer in “team with a capital T,” Esther collaborates with her colleagues to bring the full resources of The Agnew Group at Merrill to clients and their families. Through careful listening, she can identify and anticipate additional wealth management needs (such as estate and legacy planning) and connect you with specialists throughout Merrill.          
Esther combines personal empathy and professional insight with a global perspective that embraces all people. She brings 20+ years of experience in portfolio and investment management, strategic financial planning, and relationship building to her role at Merrill.      Esther started her career as a financial manager and financial operations director at Tobinco Pharmaceuticals, a leading pharmaceutical distribution company in Ghana. After relocating to the U.S., she worked for six years at Navy Federal Credit Union where she provided counseling to help members assess their financial needs, manage debt, and recover from financial setbacks. Prior to joining Merrill, she was a financial advisor at the Global Advisor Group at LPL Financial.   
Esther graduated from the University of Ghana with a bachelor’s degree in banking and finance. She earned her MBA degree in finance at George Mason University while working full-time and raising three children. She holds the Accredited Asset Management Specialist™ (AAMS™) and Chartered Retirement Planning Counselor™ (CRPC™) designations.
 Esther values time spent with family. She enjoys hosting and cooking for a crowd at family and church events. In the community, she serves on the board of the Washington D.C., chapter of Women’s Caucus for Art (WCA/DC).