The Nicoll Cafferty Group has over 50 years of experience providing planning-based wealth management services. Our disciplined approach starts with gaining an in-depth understanding of our clients resources and goals, but it goes much deeper than that. We help them prioritize their goals, to determine which are essential and which are more flexible. We develop a customized financial model that can help them achieve those goals without taking any more risk than is absolutely necessary. We run thousands of simulations to determine their likelihood of success, and give them specific action steps to take to increase that likelihood. We implement an investment strategy that's tailored to their unique circumstances. We coordinate with the other advisors in our clients' inner circles, such as accountants and attorneys, so that everyone is on the same page. Most importantly, we regularly review the progress they are making towards their goals and refine the approach as necessary. Our service is proactive and prompt, and our fee-based structure is completely transparent.