The HGRF Group

Merrill Lynch Wealth Management
1 Cowboys Way
Frisco, TX 75034
(940) 297.6950
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Our Group = Your Team. Individually and collectively, we work to help ensure that clients gain from our broad range of experience, knowledge, and areas of focus.  Every client benefits from having one primary advisor, one back-up advisor, and our full administrative team dedicated exclusively to their needs.
The HGRF Group
Welcome
The HGRF Group provides access to the combined resources of Merrill Lynch Wealth Management, Bank of America Private Bank, and the banking convenience of Bank of America for individuals and families seeking personalized guidance and long-term goal fulfillment.  Individually and collectively, we work to help ensure that clients gain from our broad range of experience, knowledge, and areas of focus.
 
Recognition
The HGRF Group
Forbes "Best-in-State Wealth Management Teams", 2024
(Published on January 12, 2024. Rankings based on data as of March 31, 2023.)
About Us
Understanding You

We start by meeting you where you are. You are the world's leading authority on you, and our job is first and foremost to learn about you in a way that enables us to seamlessly align you with access to the combined resources of Merrill Lynch Wealth Management, Bank of America Private Bank (formerly US Trust), and the banking convenience of Bank of America. We follow an in-depth process aimed at understanding you, not just numerically, but holistically. Only when we've done that can we be useful to you as financial advisors, wealth management advisors, and confidants.

The HGRF Goup
Thursday, July 11th 2024| 12:00 PM CST
Health Care and Your Retirement

The HGRF Group is here to help you make thoughtful decisions.

During this event, we discussed:
· Planning for pre-and post-retirement health care cost
· Medicare at a glance
· How your income affects Medicare
· Long-term care cost

Thursday, September 5th 2024| 4:00 p.m. CT
The Washington Update 2024

The HGRF Group invites you to a virtual event featuring Jeff Bush, a dynamic and insightful speaker and author known for his unique ability to translate difficult tax and fiscal information coming out of Washington, D.C. into potential growth strategies for business owners, executives and high net worth investors. Jeff will discuss his perspective on the current political environment, prospective legislation and strategies for investment and retirement planning.

Click here to register using access code GDAL.

Meet Our Team
Gregory Harned,

CFP®, CRPC™

Senior Vice President, Wealth Management Advisor
940.297.6944
Kirk Greer,

CRPC™

Senior Vice President, Wealth Management Advisor
940.297.6945
Daniel Greer,

CFP®

Senior Vice President, Senior Financial Advisor
940.297.6946
Roderick Bennett,

AWMA™, CRPC™

Financial Advisor
940.297.6948
Neil Rinehart
First Vice President, Senior Consultant
940.297.6949
Mary L Ferrell
Assistant Vice President, Wealth Management Associate
940.297.6950
Angela Shaw
Assistant Vice President, Wealth Management Associate
940.297.6951
Dioselina Garcia Ramirez,

CRPC™

Assistant Vice President, Wealth Management Associate
940.297.6953
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Joseph Michael Cuff
Structured Credit Executive
Bank of America, N.A.
Joyce M. Cortez
Wealth Management Banking Specialist
Merrill
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Accredited Wealth Management Advisor™, AWMA™, and the AWMA™ logo certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.