Massey, Belville, Samuels & Associates

Experience and integrity, combined with access to the vast resources of Merrill Lynch Wealth Management form the cornerstone of our client relationships and client satisfaction. We work as a team so clients may benefit from the knowledge and insight of our group.Our experience, which has been broadened through virtually every market condition, is a focal point for clients seeking a balanced, goals-based wealth management approach. Wealth should be managed to achieve outcomes that are personally meaningful to each client.We demonstrate our integrity through transparency. We help clients visualize the possibilities of their lifestyle choices and identify the potential risks that may offset them. Through goals-based wealth management, we can better understand how clients think and feel about investing which helps us assess the resources necessary to pursue each specific goal and develop a plan. We take the time to know clients as individuals and value the relationships we develop. We see ourselves as a financial ally for each succeeding generation.We are committed to helping clients work through important issues and identify opportunities. We help our clients navigate difficult financial decisions that may have been avoided over time, perhaps trading off one goal for another, depending upon their priorities or what may appear to be in their best interests. We help clients establish realistic expectations as we review the risks and rewards of each goal and strategy.Our access to a global network of specialists and research helps us offer insight into the ever-changing capital markets. As a client advocate, we educate clients to better understand the capital markets and the impact that changes can have on them. As the size and diversity of wealth increases, the complexity of the challenges clients face increases as well.Our full service philosophy includes access to a Wealth Management Banker from Bank of America, N.A., who will review and strategize cash management, credit, and borrowing needs and opportunities. Our Wealth Management Banker helps us effectively manage both sides of a clients balance sheet.