Thomas Immenschuh
Thomas Immenschuh, CPFA
Senior Vice President
Senior Financial Advisor
Portfolio Manager
Comprehensive Approach - Proven Capabilities - Attentive Service
Tom works with business owners, professionals and their families. Using a comprehensive client centered approach to wealth management he serves as a senior partner for KI & Associates at Merrill Lynch Wealth Management.
His team KI & Associates, delivers personalized strategies for growth and accumulation of wealth, investment management, preservation of assets, and the efficient transfer of wealth to heirs and beneficiaries. His goal is to work with clients to achieve financial well being.
Tom, using the vast resources and partnerships within the banking convenience of Bank of America and Merrill Lynch Wealth Management platforms, has experience in developing and successfully implementing financial strategies for clients in the following areas:
• Retirement Planning
• Wealth strategy, management and preservation
• Concentrated stock and options
• Designing and refining company sponsored plans., 401(k), 457, Executive Comp
• Corporate cash and treasury management services
• Lines of Credit, Term Loans and other personal and business liability management
• Trust, Estate and Insurance Planning Services
Tom is a graduate of University of Texas, San Antonio where he received his BBA in Finance, with a minor in Accounting. Tom was honorable discharged from the US Air Force after serving from 1982 to 1986. He continued his service in the US Air Force Reserve from 1986 to 1995, and was activated for both Desert Shield and Desert Storm.
In the San Antonio Community Tom has served on the Board of Any Baby Can, The ARC of San Antonio and the Texas Planning Council Partners in Policy Making. Currently, he is an active volunteer for the Central Catholic School Golf Team. He is a Lifetime member of the UTSA Alumni Association. He is past President of Team Golf San Antonio and is still an active member. Alamo Heights Kumon Math and Reading Center is owned and operated by Tom's wife Charlotte.
Tom lives in Castle Hills, with his wife Charlotte Gallagher Immenschuh, and sons Evan, Ian, and Owen.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Communication is instrumental to managing life's challenges. That's why I work to engage you and your family in the financial decision-making process. Communicating openly with family members on the sometimes-difficult subject of wealth can be a challenge. I can help facilitate these discussions and offer personalized financial strategies designed to educate the younger generation about how assets may be invested.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
