Hayne Moon & Associates

Our Highly Interactive Approach

###### At Hayne Moon \& Associates, we deliver a level of insight, attention, and familiarity many clients haven't previously experienced. Through a defined, highly interactive process, **we work to deeply understand how each client views their wealth—and the world**. Our approach has been recognized by Merrill Lynch Wealth Management and shared firmwide. ###### Our process involves detailed notes and record keeping we maintain from every client conversation—often spanning multiple generations. While once physical, these records are now securely stored digitally and reviewed at each meeting, helping clients see how priorities, decisions, and strategies have evolved over time. ###### **Clients can expect us to help them *see around corners*, meet in settings that provide meaningful perspective, and engage both spouses whenever possible**. Our work is ongoing, resulting in a "living strategy" that adapts as life, values, and goals change—for family, legacy, and broader impact. ###### As needed, we coordinate with clients' CPAs and attorneys, draw on Bank of America Private Bank specialists, and provide access to lending solutions through Bank of America, N.A., ensuring all aspects of a client's financial life are aligned.

Our Clientele

###### From the Brush Country to the Hill Country, across Texas and throughout 29 other states, **the clients of Hayne Moon \& Associates expect—and receive—results**. They include current and former CEOs, senior executives in energy and pharmaceuticals, engineers, physicians, landowners, and entrepreneurs. Though financially accomplished, our clients are motivated less by the accumulation of wealth than by the priorities it supports—family, purpose, and long‑term security. Many come to us at significant life transitions including **considering the sale of a business, planning for retirement, addressing longevity, creating a multi‑generational legacy, purchasing a second home, or establishing charitable initiatives**. For clients with complex financial lives but no cohesive strategy, our first priority is bringing clarity and organization. We emphasize education, believing that informed clients make confident decisions. Above all, our clients value our integrity and sincerity. **Treating clients like family is a tradition we are proud to continue.**

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition