Romain Meynier
I am a Wealth Management Advisor at Merrill Lynch Wealth Management. I leverage Merrill investments resources and Bank of America banking and mortgage capabilities to provide my clients with tailor-made financial strategies and help them optimize their investments and mortgage decisions. I chose the career path of personal finance management to see the tangible results of my work be materialized into families' financial happiness and retirement or real estate projects success. With a financial engineering master’s degree, experience in private banking, asset management and investment banking, globally recognized designations in the world of investment, I feel that I have an unusual quantitative background and financial experience among my peers that give me a unique ability to offer personalized and dynamic (tactical) investments portfolios to my clients while bringing investing consistency and long-term vision to their financial picture. Merrill brought me the perfect environment and the perfect business model to establish relationships with clients, putting clients’ interests first and foremost. And proud to advise with high ethical standards, and not product-based. I also focus on assisting people with international questions: retirement over two countries, studies abroad, inheritance or other foreign investments/financing with a currency impact. *NMLS#1832719
It is my role to listen to you carefully and to understand your priorities and place them into financial concepts and portfolios allocations to help you turn your goals into reality. "Identifying your goals" is for many a meaningless common-sense expression but for me it is an essential part of the investment process.
Earning or losing money is not having red or green figures in your bank statements, it is getting closer to your goals. In the three following examples, specific goals and risks cannot be managed with basic asset allocation concepts and require a financial professional:
- Relocation / Currency risk: a Foreign National who desire to go back to Canada or Europe
- Early retirement / Inflation risk: a business owner who would like to retire at 50 and live with the money from the sale of their company
- Having a life not impacted by an energy prices downturn / Commodity risk: an executive in an Oil & Gas company, having a large position in his employer stock and owning a property in Houston
That is why I consider that identifying and managing the risks is 50% of the advisor work. I call it "Managing the uncertainty".
*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
