Deven Perez
As a Financial Advisor at Merrill Lynch Wealth Management, my passion is getting to know select families and professionals and focusing on their goals. Taking a look at the progress they have made towards those goals so far, and what it is that I can do to make those aspirations happen as quickly and efficiently as possible is a focus of mine. Being a CERTIFIED FINANCIAL PLANNER® professional and holding the Chartered Retirement Planning Counselor™ designation allows me to take a holistic approach, and apply customized wealth management thoroughly through a Personal Wealth Analysis. This process provides us an opportunity to take a look at, and address, needs in retirement planning, legacy planning, tax-efficient strategies, diversifying areas of concentration, pre-retirement and post-retirement income needs, along with any cash management.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
For corporate executives and indviduals who are compensated through employer stock, I offer guidance for diversification* of concentrated stock positions. Business owners receive the assistance needed to build company benefit plans and access to Bank of America for help in addressing cash flow, lending needs and other bank-related needs. Those corporate executives nearing retirement are provided with insight from which to consider inflation, health care costs and other factors to help you pursue your desired lifestyle. The team is available to talk with you and explore potential strategies available to you.
Investing involves risk. There is always the potential of losing money when you invest in securities.
*Diversification does not ensure a profit or protect against loss in declining markets.
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
