Allen Cho

Financial Advisor
NMLS #1943946
3700 N Capital Of Texas Hwy
Austin TX 78746
(512) 795.2194
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As a financial advisor, I help individuals, families, and businesses build, manage, and protect their wealth with tailored strategies and clear guidance. With a client-first approach, I focus on delivering personalized financial planning, investment management, and long-term financial security.
Profile

Born and raised in Austin, I've always valued strong community roots and meaningful relationships. I met my wife while attending the University of Texas at Austin, and today we're raising our two young daughters with a deep appreciation for family, faith, and the outdoors.
Music has also played a meaningful role in my life. I began playing the violin at age 4, and the discipline, patience, and creativity it instilled in me continue to influence how I live and work.
I hold a Bachelor of Science and Arts in Biochemistry from the University of Texas at Austin, along with a Business Foundations Certificate from the McCombs School of Business. I'm also a Chartered Retirement Planning Counselor™, CRPC™ with a focus on helping high net worth individuals and families navigate complex financial decisions with clarity and confidence.
My goal is to build long-term relationships with clients and their families, taking a deeper, more personal approach to managing wealth over time. I find great fulfillment in listening to each client's unique story - understanding their goals by what they choose to share - and then solving challenges with thoughtful, personalized strategies. For me, financial advising is about more than planning; it's about partnership and trust.
As a Financial Advisor at Merrill, I have access to a deep bench of experienced specialists across Merrill and the full range of Bank of America banking services. This allows me to deliver a broad, integrated approach to help clients pursue their financial goals at every stage of life.

About Me
Welcome

A desire to help others is one of the main reasons I chose to join the financial services industry. This passion to help stems from my own experience, the financial challenges I've personally faced, and what I've seen family and friends face. As witness to the challenges encountered by important people in my life, I recognized the need for a professional and caring team to help people realize the life they want. My mission is to work with you to develop a wealth plan built around your priorities, and then help you adjust, as needed, to the changes that inevitably may occur.

Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Courtney Lam
Wealth Management Banking Specialist
Merrill
Gina Fulgencio
Wealth Management Banking Specialist
Merrill
Bob Chip
Regional Lending Specialist
NMLS #630054
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Allen Cho is registered to do business in AR, CA, CO, CT, FL, GA, IL, LA, MA, ME, NC, NM, NY, OK, PA, RI, SC, TX, WA.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.