Kritzer and Associates
With this insight, we can design your wealth planning support using a goals-based approach that includes:
net-worth statement,
cash-flow summary,
asset-allocation analysis,
and more.
When working together, the following five questions will be at the heart of our support.
Five Questions for Your Financial Future
1. What are your most important goals and priorities?
Portfolio performance is key, but another benchmark also guides our support: You being able to enjoy your preferred lifestyle while pursuing your greatest goals.
2. How do family needs and dynamics affect your wealth planning?
We focus on building a full picture of your personal and financial life, so we can support your breadth of objectives—for generations.
3. What is your true risk tolerance?
We strive to customize our advice and guidance to limit unnecessary risk and reflect your comfort level.
4. What values do you hope to promote and pass on?
Your legacy matters. We will work with you to determine what you hope to share with future generations, including family wealth and philanthropic giving.
5. What is your definition of a successful client-advisor relationship?
We will customize every aspect of our relationship—from your participation in investment decisions to how frequently we meet.
Ultimately, our goal is to transform your dreams into action. If you are searching for a caring wealth planning team who will focus their experience on pursuing your family’s unique needs and objectives, we'd love to talk.
We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
