Joshua Holwerda
I believe that great financial advice starts with a great relationship. Before we talk about portfolios or plans, I want to understand what matters most to you — your goals, your family, your vision for the future. That conversation is where everything begins.
I work with individuals, families, and business owners to build financial strategies that are as unique as the lives they're designed to support. As a Certified Exit Planning Advisor (CEPA®) professional, I bring specialized knowledge in business transition planning — helping owners think through one of the most significant financial events of their lives with clarity and confidence.
What I bring beyond my credentials is a genuine commitment to being a trusted partner through every stage of your financial life. I take the time to listen, to ask the right questions, and to stay connected — not just when markets move, but whenever you need clarity or confidence in the decisions ahead.
Based in Austin, I'm proud to serve clients across Texas and beyond, bringing together the investment insights of Merrill and the broad capabilities of Bank of America to help you pursue what matters most.
Let's start a conversation.
At Kritzer, Holweda & Associates, we believe your investment strategy should be a true reflection of who you are—your life, your priorities, and your goals. As your dedicated advisors, we take the time to understand what matters most to you and help clarify your vision for the future.
With that insight, we design a customized financial strategy tailored to your unique circumstances, while providing ongoing, personalized guidance. Combined with professional management, our goal is to help you stay confidently on track as you pursue your long-term financial objectives.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
