Spencer Lambright

Spencer Lambright works with business owners, medical professionals, and high‑income individuals who want a thoughtful, analytical partner to help them navigate complex financial decisions. Before becoming a wealth advisor, Spencer taught at Yale University, Cornell University, and Middle Tennessee State University. That academic experience continues to shape his approach today—he believes in clear thinking, rigorous analysis, and explaining sophisticated strategies in a way that actually makes sense.

Who Spencer Works With
Spencer works with people who are in the middle of big financial decisions or preparing for them. That includes:
Business owners beginning to think about an eventual exit or succession
Medical and dental professionals looking to improve practice income, cash flow, and tax efficiency
Executives and academics needing retirement income strategies, long‑term planning financial planning, and equity compensation
Spencer has found clients tend to choose him because they want a long‑term relationship with someone who is accessible, high‑touch, and helps to bring clarity to complicated issues.

How He Works
Spencer sees a person’s financial life as one connected system—your business, taxes, retirement plan, estate goals, and family priorities all influence each other. His planning process brings these pieces together into a strategy that fits each client’s goals and values. His work often includes:
Business exit and transition planning
Tax‑efficient wealth building strategies
Concentrated stock and restricted equity strategies
Retirement income planning
Lending solutions for both personal and business needs from Bank of America
Estate and legacy planning services
Nothing is one‑size‑fits‑all. Every plan is built around what matters most to the client sitting across from him.

Credentials & Background
Spencer holds professional designations administered by Investments & Wealth Institute™ (The Institute) and the Exit Planning Institute® which focus on advising high‑net‑worth and pre‑liquidity clients:
CEPA® – Certified Exit Planning Advisor
CIMA® – Certified Investment Management Analyst
CPWA® – Certified Private Wealth Advisor
These credentials reflect his commitment to offering deep, informed guidance on the financial, tax, and business issues that matter most to his clients.

Personal Background
Originally from Eugene, Oregon, Spencer has called Nashville home for two decades and is active in his church and his daughter’s school community.
Outside of work, Spencer enjoys running marathons slowly and spending as much time outdoors as possible—whether that’s on a trail, a state park, a tree stand, or anywhere he can be outside.

Start a Conversation
If you're preparing for a business transition, looking to improve the financial side of your practice, or simply want a more comprehensive strategy for your wealth, Spencer would welcome the chance to connect and learn more about your goals.
_{Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.}