Richard Thome
Rick entered the financial services industry in 2004 and joined Merrill Lynch Wealth Management in 2010. He is a graduate of Spring Hill College with a BS degree in Business Management and a minor in Computer Information Systems. He further received an MBA degree in 2004 from the University of South Alabama. Rick continued his education by earning his Chartered Retirement Plans Specialist™, CRPS™ designation.","Rick entered the financial services industry in 2004 and joined Merrill Lynch Wealth Management in 2010. He is a graduate of Spring Hill College with a BS degree in Business Management and a minor in Computer Information Systems. He further received an MBA degree in 2004 from the University of South Alabama. Rick continued his education by earning his Chartered Retirement Plans Specialist™, CRPS™ designation .
Our Approach
Planning for retirement can be exciting but it can also be daunting. Whether you already are retired or want to start planning for that phase in your life, Rick can help you develop a wealth management strategy designed to pursue the retirement that you envision for yourself and your family. With deep experience in the area of retirement planning, we can help you preserve the wealth you’ve already worked hard to accumulate and explore ways to continue growing your assets. We will help you define your goals, project spending based on how you want to live in retirement and determine what income requirements will be necessary to achieve that lifestyle. We will review your current investments and retirement assets including IRAs and qualified retirement plans like 401(k), 403(b), pension or stock option plans. We can then determine what additional contributions you may need to help meet both your short- and long-term goals. We also help clients focus on estate planning issues and work with their advisors in developing their estate plan.
*Chartered Retirement Plans Specialist™, CRPS™, and the CRPS™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
