The Cafaro Group

What Sets Us Apart

* **The Power of Experience:** Guidance backed by decades of industry experience * **Disciplined Investment Process:** Goals\-based planning approach unique to your financial situation * **Integrated Team Approac**h: Your needs will be serviced by a Lead Advisor, Certified Planning Specialist, Relationship Manager, Client Service Associate and a dedicated Wealth Management Banker; The team can coordinate with your CPA, attorneys and other trusted professionals

Our Philosophy

The Cafaro Group believes wealth is about more than finances. It is about supporting the people, priorities, and legacy that matter most. Through personalized advice, proactive communication, and exceptional service, we strive to help clients simplify complexity, navigate change, and achieve long\-term financial success. At the core of our philosophy are three main pillars: **Relationships. Personalized Advice. Exceptional Service.**

Who We Work With

We serve high\-net\-worth families, individuals and organizations who value personalized guidance and a thoughtful, goals\-based approach to wealth management. * **High\-Net\-Worth Individuals and Families** – Customized strategies for wealth preservation, growth and legacy planning * **Multigenerational Families** – Supporting financial education, family governance, and the seamless transfer of wealth across generations * **Corporate Executives** – Navigating the complexities of equity compensation, retirement planning, and concentrated stock positions * **Entrepreneurs \& Business Owners** – Integrating personal and business planning through growth, liquidity, succession, and transition strategies * **Nonprofit Organizations \& Foundations** – Delivering disciplined investment oversight and tailored strategies that support their long\-term mission

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition