Chad was born and raised in Rapid City, and upon graduation from the University of South Dakota, moved to Sioux Falls. Later, he served a wholesale company as co-owner and National Sales Manager. In 2008, Chad entered the financial services industry joining the Sioux Falls office of Merrill Lynch Wealth Management. Chad is active in the community and his church and has enjoyed raising quadruplets - three daughters and a son.
When Chad has free time, he enjoys being outdoors - particularly pursuing game in the field or on the water. Or, pulling for the Minnesota Vikings and Twins.
Chad Kulm holds the CERTIFIED FINANCIAL PLANNER™, CFP® certification, awarded by the Certified Financial Planner Board of Standards, Inc.
Our mission, first and foremost, is to understand you. To take the time, to ask hard, smart questions and to listen carefully. To understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We then design and implement a customized wealth management strategy that helps enable you and your family to pursue your personal financial goals without undue sacrifice to your lifestyle or unnecessary investment risk. Our wealth management approach is about using wealth to turn goals into reality. When you succeed, we succeed.We can help you plan for the active retirement you've always envisioned. I feel my practice has grown because people view me as a hardworking, honest person they can trust to help them with some of life's biggest financial decisions. This allows them to focus on the other important parts of their lives, knowing a thoughtful plan is in place.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
