David Ruckno
,

Senior Vice President, Senior Financial Advisor

21 Hatton Place
Hilton Head Island, SC 29926
843.341.9526
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Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
Profile

David began his financial services career in 1998 as a brokerage representative and trader for Fidelity Investments. The following year, he became a financial advisor for Paine Webber in Charlotte. In 2009, David joined Merrill Lynch Wealth Management and today he continues to help clients pursue their financial goals and objectives.

In addition to his responsibilities for business development and client acquisition, David focuses on working with clients who are preparing for or already in retirement, as well as retirement plans for businesses. He helps clients build sustainable lifetime income streams and risk management strategies. David holds the Chartered Retirement Planning Counselor, CRPCTM designation.

David commits significant time and resources getting to know clients and their families. He has found that listening to clients is the first step in a disciplined process designed to help provide them with a contact for their wealth. The customized wealth management strategies he helps implement are aligned with clients' objectives, income requirements, risk tolerance, as well as their wishes to maintain their lifestyle in the next phase of their life.

David earned a dual bachelor's degree in economics and business from the University of Pittsburgh in Pennsylvania. He is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from his experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill model portfolios and third-party investment strategies. When servicing clients through the Firm's Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Meet Our Professional Staff
Teresa McCarty,

CRPC™

Assistant Vice President, Business Manager
843.341.9514
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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David Ruckno is registered to do business in AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, MI, MN, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, WA.