Jeremiah Figueroa

How I Serve

Every client relationship begins with understanding what matters most to you. My approach includes: • Investment Management • Retirement Planning • Wealth Transfer \& Legacy Planning • Risk Management Reviews • Cash Flow \& Wealth Accumulation Strategies • Business Owner Planning • Education Funding Strategies • Ongoing Financial Guidance and Reviews Together, we create a strategy designed to help you pursue your goals while adapting to life's changes along the way.

What Working Together is Like

My 4 step process is outlined below **Discovery conversation** We begin with a conversation about your goals, priorities, family, and financial picture to understand what matters most to you. **Planning Phase** Together, we develop personalized strategies designed around your unique objectives and long term goals. **Implement** We help put your strategy into action and coordinate the next steps. **Review** Life changes, markets evolve, and priorities shift. Through ongoing reviews, we help ensure your plan remains aligned with your goals. What You Can Expect • Regular portfolio and planning reviews • Proactive communication throughout the year • Guidance during major life events and transitions • Access to Merrill's resources and planning capabilities • A long term relationship focused on your evolving needs

Why I Serve

I became a Financial Advisor because I believe financial decisions have the power to impact families, future generations, and entire communities. As a husband and active member of my local church, I understand the importance of faith, family, stewardship, and serving others. These values shape how I approach every client relationship. My goal is not simply to manage investments. It is to help clients make confident decisions, navigate important life transitions, and build a legacy that reflects what matters most to them. I am committed to building long\-term relationships founded on trust, communication, and personalized guidance.

Frequently Asked Questions

**What types of clients do you work with?** I primarily work with professionals, executives, business owners, retirees, and multigenerational families seeking personalized financial guidance and wealth management. **Is there a minimum asset requirement?** Yes. I generally work with clients who have at least **$250,000 in investable assets** or more. **What can I expect during our first meeting?** Our first meeting is a conversation focused on understanding your goals, priorities, current financial situation, and concerns. The objective is to determine whether we're a good fit and identify opportunities where I may be able to add value. **How often will we meet?** Most clients participate in annual or semiannual review meetings. Additional meetings may be scheduled based on your needs, life events, or changes in your financial situation. **How will we communicate?** I believe in proactive communication and ongoing guidance. In addition to scheduled reviews, I am available throughout the year to answer questions and discuss important financial decisions. **Do you work with business owners?** Yes. I work with business owners on retirement planning, succession planning, wealth accumulation, and strategies designed to align business and personal financial goals. **Can you help me prepare for retirement?** Yes. Retirement planning may include investment strategies, income planning, Social Security considerations, healthcare expenses, and legacy planning objectives. **Do you provide estate planning services?** While I do not draft legal documents, I work closely with clients and their legal and tax professionals to help ensure estate planning strategies align with their overall financial goals. **Can you work with my CPA and attorney?** Absolutely. A collaborative approach often leads to better outcomes. I regularly coordinate with a client's tax and legal professionals when appropriate. **Will I have access to my accounts online?** Yes. Merrill provides secure online and mobile access to view accounts, access documents, and monitor your financial progress. **What makes your approach different?** I believe financial advice should be personal. My focus is on building long term relationships, understanding what matters most to each client, and providing guidance tailored to their goals, values, and priorities.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition