The BF Wealth Management Group
At The BF Wealth Management Group, we guide generations of clients toward meeting meaningful goals for themselves and the people they love. The men and women we serve are highly accomplished and want to accomplish more. They include active and retired physicians and other medical professionals, C-suite executives, attorneys, and others who need – and deserve – a comprehensive and seasoned approach to managing their wealth. We are also a trusted resource for families and individuals who have experienced a significant change or loss within their family, as well as endowments whose missions we personally support. Clients often seek our advice when their lives reach an inflection point – when their wealth becomes too intricate to manage on their own, or they become too busy to manage it day-to-day. Our group also advises clients when critical financial decisions need to be made. We grew up in York, Pennsylvania, and we continue to make it our home. Our devotion to our clients both here and around the nation is matched by our devotion to our local community. One of our core values is “giving back” – both in time and resources, to our community through various charitable organizations. As an established team of highly-credentialed advisors, the foundation of our offering is a rigorous, planning-based approach. Not a one-time event, this process is ongoing – so that we can understand the mindsets and motivations of each client as they evolve. Having managed our clients’ money and emotions amid the volatility of 1987, 2000, 2008, 2020 and 2022, we feel proud that virtually all of those clients remain with us today. We believe that’s due in large part to our determination and ability to mitigate investment risk as part of a comprehensive, long-term strategy that touches every corner of a client’s financial picture. Regardless of their financial sophistication, level of wealth, age, or life stage, we are as committed to our clients’ success as they are. In each relationship, we recognize the roles we play and the trust we must earn. It would be our privilege to put your wealth to work and your goals within reach. We ask for the opportunity to accompany you on your journey.
As a client of The BF Wealth Management Group, you can expect that we will:
- Be authentic, intentional, and transparent. We are fact-driven and want you to be the same.
- Serve your best interests. We will apply a fiduciary standard and act as a responsible steward of your wealth and wishes.
- Plan for the worst and hope for the best. Why? Because we cannot see around investment corners, your health, longevity, future inflation, interest rates, and taxes. Accordingly, we are conservative in crafting a strategy that addresses your expectations as well as what you don't expect.
- Explain what actual outcomes look like. Going beyond spreadsheets and simulations, we will illustrate real-world scenarios and discuss them with you.
- Talk to you regularly. Most conversations with clients revolve around their families. We will answer your questions and address your less obvious concerns. The more we ask, the more we know.
- Prepare you in advance for key decisions and try to prevent you from making abrupt financial decisions at the wrong time – especially during periods of volatility or personal difficulty.
- Do our best work as your needs grow in complexity. We enjoy rolling up our sleeves. The more you ask us to do, the more value we can deliver.
- Serve as long-term financial partners – standing with and behind you when you need us most. Our ability to serve and desire to help are at the foundation of our offering. It is our intention to become an integral part of your financial life and the financial lives of your family.
- Travel to see you – across town or across the country. While we utilize WebEx and Zoom, send emails and call clients every day, we find that face-to-face conversations give us the best indication of their comfort level and confidence.
- Strive to optimize both sides of your balance sheet – assets AND liabilities. With real-time knowledge of your full financial picture, we can offer suggestions for decisions like purchasing a home, buying vs. leasing a car, and ways to leverage debt. We offer easy access to Bank of America for residential and securities-based lending solutions. We also incorporate solutions to manage day to day cash flow using checking and savings accounts.
- Leverage the award-winning research of Merrill and Bank of America, as well as external sources. We will build and manage your portfolio using strategies that incorporate equities, bonds, ETFs, mutual funds, and alternative investments* based on your risk tolerance, liquidity needs, time horizon, short- and long-term objectives, and market conditions. At every opportunity, we will explain your investment allocation, what you own, and why.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
