Sivakumar Veerapandy
,

Senior Vice President, Wealth Management Advisor
NMLS #1282447

1040 Stony Hill Rd
Yardley, PA 19067
267.757.1430
Learn more about an advisor's background on
My financial planning process puts you and your goals front and center.
Profile

Siva Veerapandy’s affinity for analytics, research and client devotion is a reflection of his career achievements and passion for lifetime learning. “I’m client-driven and data-driven,” he points out. “I’m also fortunate to have deep experience in equities research, trading applications, and corporate and investment banking. This gives me a perspective on market behavior and the value of serving distinct aspects of clients’ wealth.” 

Like Siva, clients are highly accomplished and place great importance on education and hard work. They include active and retired corporate executives who can benefit from Siva’s extensive knowledge of executive compensation plans, as well as physicians and generations of high-net-worth families in New York, New Jersey, Pennsylvania, Florida and eighteen other states.

“There’s a big difference between talking to clients and building relationships with them. I work to gain a firm grasp of clients’ personal and professional aspirations, what they need most, and ‘who’ a client really is. I believe my age and sensitivity to clients’ issues also help me facilitate meaningful discussions with clients and spouses, their children, and gather entire families for meetings. Superior wealth management requires my sincere effort and personal integrity,” Siva explains.

Siva believes in taking a long-term approach to building risk managed investment strategies. Based on each client’s goals, time horizon, liquidity needs, and comfort with risk, he uses BofA and third-party research to formulate client portfolios that are evaluated over time, to align with tax-minimization and estate planning strategies he coordinates with clients’ CPAs and attorneys. Siva also pays close attention to clients’ liabilities – offering access to Bank of America N.A.

“Rather than be reactive, I prefer to be proactive – calling clients frequently to update them and myself. Serving busy professionals is why I work around clients’ schedules, visiting them in their homes and offices. Being a caring financial advisor means that I’m approachable and available,” Siva adds. 
 
Before joining Merrill Lynch Wealth Management in 2015, Siva spent over 15 years in the financial services industry working for firms like Wells Fargo and Morgan Stanley where he began cultivating relationships with dozens of clients he serves today (including many who require his familiarity with executive compensation plans).

Siva is proud to have built a loyal circle of referred client families – and to have earned the Chartered Financial Analyst® designation, an MBA in Finance from Temple University, and a Bachelors degree in Electrical Engineering from PSG College of Technology in India. Siva and his wife reside in Newtown, Pennsylvania with their son and daughter. His passions include traveling, hiking, chess, swimming, and actively supporting charities that serve children in the United States and India. 
 

Practice Areas: 

Wealth & Retirement Planning
Multi-generational Trust & Estate Planning Services
Portfolio Management & Risk Management
Alternative Investments - Hedge Funds and Private Equity
Insurance & Annuities
Access to Lending Services through Bank of America N.A.




*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Recognition
Forbes "Best-in-State Wealth Advisors", 2022
(Published on April 7, 2022. Rankings based on data as of June 30, 2021.)
Click here to learn more about advisor recognitions
About Me
Welcome

As your Merrill advisor, I offer advice and guidance based on your goals and priorities -- for yourself and your family. Our approach to financial planning places you -- not the market -- at the center of our focus. I can help you understand the pros and cons of every potential decision, and help you maintain discipline so you can pursue your most important goals. As your needs or market conditions change, I will continue to collaborate with you and help you organize your financial life so that we can agree upon adjustments to your plan, as needed.

Meet Our Professional Staff
Andrea Leahy
Registered Wealth Management Client Associate
267.685.4762
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Giancarlo Barone
Alternative Investments Regional Specialist
Bank of America, N.A.
Joshua E Schneider
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #644442
Christopher Caradec
Wealth Strategies Advisor
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.
Sivakumar Veerapandy is registered to do business in AZ, CA, CO, DC, DE, FL, GA, IL, MA, MD, NC, NJ, NY, OK, PA, SC, TN, TX, VA, WI.