Youngman, Rosenthal & Shaffer Wealth Management Group

Approach

**Partnering with our team means working with advisors who are genuinely committed to helping you achieve your goals. Our approach is clear, transparent, and built on thoughtful investment guidance tailored to your life priorities.** We start by getting to know you and your family—because understanding what matters most is the foundation of a strategy that reflects your values and investment style. From there, we design a personalized financial plan centered around your priorities. As life evolves, so will your plan. You'll receive proactive advice to help you navigate changes with confidence, ensuring your financial strategy remains aligned with your vision for the future.

Capabilities

**Our process is built to deliver a personalized, comprehensive strategy that goes beyond traditional investing. We focus not only on wealth accumulation and preservation but also on the broader aspects of your financial life.** By leveraging the investment insights of Merrill and the credit and lending capabilities of Bank of America, we provide an integrated approach to help you manage all the pieces of your financial picture. In addition, we can guide you through strategies for transferring wealth to future generations—ensuring your legacy is preserved and your goals are achieved.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition