The Moran Toth Group

Merrill Lynch Wealth Management

724 West Lancaster Ave

Wayne PA 19087

(610) 687.7925

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Mission Statement

We believe wealth carries both opportunity and responsibility. By taking a long term, multi generational approach, we help families preserve what they have built, grow it responsibly, and structure it thoughtfully for future generations. Our mission is to serve as trusted partners, helping clients navigate today’s decisions with an eye toward lasting legacy.

Welcome

The financial journeys of our clients are often shaped by success, change, and evolving family dynamics. As a 12‑person, multi‑generational advisory team, we bring a broad range of perspectives that allows us to work comfortably with clients—and their families—across different life stages and priorities.

We help clients make thoughtful decisions around building and preserving wealth, managing life transitions, creating sustainable income, and planning for stewardship across generations. Our focus is on creating strategies that promote clarity, flexibility, and continuity—today and for the future.

Recognition

J Douglas Moran

Managing Director, Senior Financial Advisor

Barron's "Top 1,200 Financial Advisors", 2015-2016, 2020-2023

(Published annually in March. Rankings based on data as of September 30 of prior year.)

Forbes "Best-in-State Wealth Advisors", 2019-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

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Barron's "Top 1,200 Financial Advisors", 2015-2016, 2020-2023

(Published annually in March. Rankings based on data as of September 30 of prior year.)

Forbes "Best-in-State Wealth Advisors", 2019-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Forbes "Best-in-State Wealth Management Teams", 2024-2026

(Published annually in January. Rankings based on data as of March 31 of prior year.)

Show more recognition

J Douglas Moran

Managing Director, Senior Financial Advisor

Barron's "Top 1,200 Financial Advisors", 2015-2016, 2020-2023

(Published annually in March. Rankings based on data as of September 30 of prior year.)

Forbes "Best-in-State Wealth Advisors", 2019-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Show More Recognitions

Barron's "Top 1,200 Financial Advisors", 2015-2016, 2020-2023

(Published annually in March. Rankings based on data as of September 30 of prior year.)

Forbes "Best-in-State Wealth Advisors", 2019-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Forbes "Best-in-State Wealth Management Teams", 2024-2026

(Published annually in January. Rankings based on data as of March 31 of prior year.)

James Toth

Managing Director, Wealth Management Advisor

Forbes "Top Next-Generation Wealth Advisors Best-in-State", 2019

(Published on September 4, 2019. Rankings based on data as of March 31, 2019.)

Forbes "Best-in-State Wealth Advisors", 2023-2025

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Show More Recognitions

Forbes "Top Next-Generation Wealth Advisors Best-in-State", 2019

(Published on September 4, 2019. Rankings based on data as of March 31, 2019.)

Forbes "Best-in-State Wealth Advisors", 2023-2025

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Forbes "Best-in-State Wealth Management Teams", 2024-2026

(Published annually in January. Rankings based on data as of March 31 of prior year.)

Nicole Primack Andres

Managing Director, Private Wealth Manager

Forbes "Best-in-State Wealth Advisors", 2018-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Forbes "Top Women Wealth Advisors Best-in-State", 2022-2026

(Published annually Feb – April. Rankings based on data as of June 30 – September 30 of prior year.)

Show More Recognitions

Forbes "Best-in-State Wealth Advisors", 2018-2026

(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)

Forbes "Top Women Wealth Advisors Best-in-State", 2022-2026

(Published annually Feb – April. Rankings based on data as of June 30 – September 30 of prior year.)

Barron's "America's Top 100 Women Financial Advisors", 2015

(Published on June 7, 2015. Rankings based on data as of March 31, 2015.)

Forbes "America's Top Women Wealth Advisors", 2020

(Published on April 21, 2020. Rankings based on data as of Sept 30, 2019.)

Forbes "Best-in-State Wealth Management Teams", 2026

(Published on January 7, 2026. Rankings based on data as of March 31, 2025.)

The Moran Toth Group

Forbes "Best-in-State Wealth Management Teams", 2024-2026

(Published annually in January. Rankings based on data as of March 31 of prior year.)

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About Us

Our Role: Trusted Stewards Through Complexity

We serve as long‑term stewards of our clients' wealth, helping them navigate complexity, change, and opportunity with clarity and confidence. Our role extends far beyond investment selection. We guide clients through pivotal financial moments—including liquidity events, market volatility, career transitions, and generational planning—by applying thoughtful judgment, disciplined strategy, and a long‑term perspective. Our focus is always on helping clients make informed decisions that endure over time.

Tuesday, April 7th 2026| 4pm EST

Client Market Outlook Call

The recent escalation of geopolitical tensions in the Middle East has introduced another period of policy uncertainty, which in turn is contributing to increased market volatility. Our team is closely...

Meet Our Team

J Douglas Moran

Managing Director, Senior Financial Advisor

610.687.7925

James Toth,

CPWA®

Managing Director, Wealth Management Advisor

610.687.7949

Nicole Primack Andres

Managing Director, Private Wealth Manager

212.418.2820

Mary Thompson,

CPFA®, CRPC™, CSRIC®

Senior Vice President, Senior Financial Advisor

610.687.7570

Ryan Moran,

CRPC™

Financial Advisor

610.687.7965

Rachel N Pugh,

CRPC™

Vice President, Senior Relationship Manager

610.687.7960

Christopher S Hess,

CFP®, CRPC™, CSRIC®

Vice President, Senior Business Manager

610.687.7936

Tina Cifferello

Officer, Registered Wealth Management Client Associate

610.687.7941

Robin Ramos

Officer, Private Wealth Client Associate

212.418.2899

Max W. Minnier,

CRPC™

Registered Wealth Management Client Associate

610.687.7927

Owen Nicholas Ryan

Registered Private Wealth Client Associate

212.418.2827

Ava Stone

Registered Wealth Management Client Associate

610.971.6261

About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.