Joe O’Neill has been in the financial services industry for 33 years, all with Merrill.  He is dedicated to providing clients and new prospects to the practice a strategy and individual approach to their financial well-being.  He advises clients on investment management and wealth accumulation with respect to their assets and their transfer to their future generations.  Having access both the banking convenience of Bank America along with the award-winning (Top Global Research Firm, Institutional Investor 12/22) investment insights of Merrill, he works with clients to offer products and solutions that take into consideration their needs, goals, risk tolerance, and timeframe liquidity.  He is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third-party investment managers’ strategies, funds or portfolios. Additionally, Joe collaborates with the client’s other professionals like their CPAs, tax and estate attorneys, real estate designees, and healthcare facilities. 

In addition to the research team, clients are given access to the services of specialists that can provide additional support in some areas like 401K’s, Insurance, Securities-Based Lending. Joe is also supported by two veteran client associates, Dee Volpe-Gubicza and Joyce Volpe. 

Joe lives in Ambler with his wife Amy. He has a daughter and a son. He is active in the community with support of musical theater arts as well as neighborhood associations. Sometimes he can been seen performing his hobby as an extra in some locally shot movies.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

*Institutional Investor magazine announced BofA Global Research as one of the [Top Global Research Firms](https://www.institutionalinvestor.com/article/b8x00pb8rf5fbf/These-Are-the-World-s-Best-Research-Firms) in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, [Member SIPC](https://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation. [Learn more about the methodology at Institutional Investor](https://www.institutionalinvestor.com/research/11569/Methodology). Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.