Florence Torson-HartSenior Financial AdvisorDevoted to providing a more meaningful and insightful wealth management approach than clients have found elsewhere, Florence Torson-Hart has become a “go-to” resource for an affluent clientele that’s grown by way of referrals. They include physicians and attorneys (and their practices), executives, independent women, business owners (and their 401k plans), non-profits, and families with special needs children. “I need to understand the dynamics of an individual.” Florence explains. “What drives them and what concerns them? By listening to what a client articulates (and needs help articulating), I can be more sensitive in structuring a wealth management strategy that embraces the ‘people and passions’ in their life.” Using what she calls “actionable” BofA Global research, Florence crafts each client’s portfolio based on market considerations and clients’ personal preferences. Leveraging the firm’s vast resources and specialists, she helps clients look forward – to desirable outcomes for retirement, wealth transfer and philanthropy. To align efforts for tax minimization and estate planning strategies, Florence can coordinate with clients’ CPAs and attorneys. She also provides access to residential and securities-based lending through Bank of America, N.A.“I see my role as positioning clients for the future. Many can benefit from a reliable income stream in retirement. Others want to help children get started in a business or purchase their first home. I’m proud to help clients move from Point A to Point B,” Florence adds. “Bringing my integrity and transparency to client families is a privilege.” Prior to joining Merrill Lynch Wealth Management in 2010, Florence was the CEO and founder of a successful multi-media company in Ghana. She has extensive experience in advertising, public relations, marketing, publishing and content programming. Florence graduated from Drexel University with a Dual MBA and a concentration in Financial Management and Accounting. She also holds a Bachelor’s degree in Publishing with a Marketing and Editing focus.Florence is the current President of the US-Ghana Chamber of Commerce is the recipient of the Presidential Lifetime Achievement Award for volunteering from the White House on behalf of the Chamber in 2024.She was also honored by the City Council of Philadelphia with a Citation recognizing her contributions to the CommunityShe is also the Curator of the Global Women's Professional & Business Exchange Conference.Florence lives in Philadelphia with her family and has a passion for fitness.To learn more about how Merrill is helping to meet the financial needs of families of children with disabilities, visit the section of TotalMerrill.com
*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. NMLS# 533950                                                                                     I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.