Todd Hilinski is a Vice President and Senior Financial Advisor with Merrill^®, headquartered in Philadelphia. Todd works closely with business owners, executives, professionals, and multiple generations of families, helping them chart a more purposeful and cohesive financial future. He integrates the knowledge and insight he has gained from more than fifteen years catering to the needs of an accomplished clientele. Approachable and collaborative, Todd appreciates the unique aspects of each relationship—a client’s background and accomplishments, goals and intentions, and aspirations and dreams. He enjoys helping people resolve their financial questions, weigh their options, and generate a more thoughtful approach to pursuing the future they envision.

An attentive listener, Todd is skilled in helping clients discern what they want to accomplish with their wealth and then laying out a detailed plan to pursue those aims. Clients look to him to track down answers, uncover possible solutions, and connect them to robust capabilities, enterprise wide. Todd prides himself on clear communication, assembling the various pieces of a client’s financial life into a logical framework that is thoughtfully integrated and regularly refined.

Within Merrill, Todd is one of a select group of advisors who hold the Retirement Benefits Consultant designation. This title signifies that Todd has the credentials and experience to design, implement, and service 401(k) and Corporate Retirement Plans. In this capacity, Todd works directly with businesses to help realign their retirement plans to motivate employees to increase savings, raise participation, enhance the likelihood of goal attainment, and reduce plan costs.

Todd has worked as a Financial Advisor at Merrill since 2007. Previously, he was a Financial Advisor with Morgan Stanley for four years. He began his financial services career in 2001 at Janney Montgomery Scott and earned his Bachelor’s degree from Thomas More College.

Committed to professional excellence, Todd holds a number of wealth management designations. He is a CERTIFIED FINANCIAL PLANNER^™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc.  He also holds the certified 401(k) Professional designation from the UCLA Anderson School of Business, the Certified Plan Fiduciary Advisor^® designation, and the Chartered Retirement Planning Counselor^TM designation.

Todd and his wife Alexis live in Ardmore, Pennsylvania, with their two daughters, Audrey and Sloan. In his free time, Todd likes to play golf and shoot sporting clays. He also enjoys spending time at Ocean City, New Jersey, and on the West Coast of Florida. When time allows, he likes to travel internationally and explore new destinations and cultures.