The Mergan Group

Philosophy

**How We Help Clients** Clients at various stages in their lives count on us to help them find ways to pursue their financial and life goals, including: * The retirement lifestyle they envision * Preparing for the cost of the best education possible for their children and grandchildren * Wealth transfer to the next generation * Establishment of their legacy through family foundations and philanthropy * Diversifying business interests * Potential solutions for managing concentrated equity holdings

Our Capabilities

### A broad array of strategies designed for sophisticated financial needs. • While we help individuals and businesses manage their assets for the future, that's only the beginning. • Our team can offer you access to strategies across the financial spectrum. • We offer solutions that take into consideration your needs, goals, risk tolerance, investment time frame, and liquidity requirements. • No matter where your life or business takes you, we can help you maintain focus on what you value most. ### Investment services, banking services, \& personal service. • Because we work with clients holding significant assets, we can offer you access to a customized suite of high\-level financial services. • Our team can offer individual client approaches to asset allocation, wealth management strategies, estate planning services, and retirement planning services, as well as insurance and risk management strategies. • We can also provide access to banking, credit, and lending through Bank of America. ### An open investment platform., • Through our team, both individual and corporate clients have access to Merrill's open investment platform. • We can assist with investment strategies through our Investment Advisory Program and wealth preservation strategies using domestic and international equities, fixed\-income, mutual funds, exchange\-traded funds, market\-linked investments, alternative investments, annuities, and life insurance. #### \*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.

Our Online Capabilities

Enjoy convenient, secure account access with MyMerrill® We're here to help you pursue your goals — and to make your busy life a little easier. With MyMerrill, you can access your investment accounts how, when and where you want to. MyMerrill Features includes: * Portfolio Summary * Holdings * Unrealized \& Realized Gain/Loss * Research \& Insights * Activity * Statements * Secure Message Center * Real–Time Quotes * Money Transfers * Available to Withdraw (Cash and Margin) * Documents Vault * Bill Pay * Downloads * Watchlists \& Alerts * e\-Signature * Pay Merrill and Bank of America Credit Cards * Authorized Account Access (3rd Party) * My Financial Picture * MyMerrill Security Features * Document Scanning * MyMerrill Mobile App (available on Android, iPad and iPhone mobile devices) Here are some links to help you understand how it works. * [MyMerrill Overview](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=client\-security\-features) * [Wealth Management Your Way](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=client\-video\-share) * [Online Delivery and MyMerrill enrollment](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=Online\-Delivery) * [MyMerrill Mobile App](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=authorize\-account\-access) * [Secure Message Center](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=secure\-message\-center) * [My Financial Picture](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=mfp_video\-share) * [MyMerrill Security Features](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=client\-security\-features) * [Mobile Check Deposit](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=Mobile\-Check\-Deposit) * [e\-Signature](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=e\-Signature\-Video) * [Authorize Account Access (3rd Party)](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=authorize\-account\-access) * [Touch ID](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=Touch\-ID\-Video\-Share) * [Document Scanning](https://fa.ml.com/florida/coral\-gables/arazoza\-group/mediahandler/media/251315/Document%20Scanning.pdf?pageurl=dimedio_and_associates) * [Digital Capabilities](https://fa.ml.com/florida/coral\-gables/arazoza\-group/mediahandler/media/251315/Document%20Scanning.pdf?pageurl=dimedio_and_associates) * [Banking, Borrowing and Investing](https://players.brightcove.net/1786718357/default_default/index.html?videoId=6088067838001) To gain access or to learn more, please contact our team today! ###### Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition