The DSA Group

Merrill Lynch Wealth Management
110 North Duke St
Lancaster, PA 17602
(717) 295.5601
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We help a select group of families move confidently toward their financial dreams.
The DSA Group
Welcome

Money is like fire: used right, it brings security; but if you don’t know how to use it and grow it, anxiety and hardship can follow. Our disciplined approach to wealth management empowers our clients to confidently handle their financial assets so they add security, not stress. We’re honored to be the family advisory team for a select group of hard-working professionals, business owners and veterans. Many of our families have been with us for 20+ years! Our clients trust us to order and simplify their financial world, offer seasoned advice to complex problems and help them reach their goals—in short, they trust us with their fortunes and futures.

We begin by listening to your needs. We then chart a customized course for you that aligns your financial resources and decisions with your dreams. We use the right tools to effect strategies based on your needs.

As your trusted wealth advisory team, we serve as your:

Wealth strategy advisors. We help you get the prosperity outcomes you want for the goals that matter to you. We manage risk and identify funds for investment and cash flow.

Banking liaisons. We can help you access all kinds of capital at relatively low cost, set up bill pay and direct deposit and manage your frequent flyer miles.

Friends. Relationships are very important to us. When personal or financial life events happen, we are among the first people our clients call.

We offer each client boutique-level service and personalized, family-based advice. This is bolstered by 80+ years of combined financial and business experience and our access to some of the sharpest talent and most innovative research and intellectual capital available. Additionally, we’re supported by the investment insights of Merrill and the banking convenience of Bank of America.

We treat your investments with the same care a pension fund manager gives his portfolio. We strive daily to deliver exceptional service—and ultimately, results that grow your net worth.

Families just like yours have trusted Merrill with their financial futures for 100+ years. Our standard of care is second to none. Central to our focus on empowering our clients is Merrill’s goals-based planning process, an annual asset review and transparency around fees, risk and outcomes.

Would having your own dedicated Wealth Advisory team give you more confidence? We look forward to learning how we can serve you and empower you to move confidently toward your financial dreams. We’re bullish on the future—yours!

About Us
Our Philosophy

The best financial strategy is the one that helps you reach your goals. That's why we start by understanding your aspirations and encourage you to ask questions about issues that matter to you. Worried about future health care expenses? College on the horizon? Considering buying a house? Preparing to pass your wealth on to future generations? Using the investing tools of Merrill and banking options of Bank of America, we will help you to develop strategies to address your priorities and financial needs.

Meet Our Team
Nicholas Downey,

CPFA™

Vice President, Senior Financial Advisor
717.295.5648
Troy Shreckengast
Senior Vice President, Senior Financial Advisor
717.295.5601
Jill M Carbonetti
No Officer Title, Wealth Management Client Associate
717.295.5642
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Jeremy Floberg
Wealth Strategies Advisor
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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