Denise Keil Martin, CPFA®, AAMS™, CRPC™, Wealth Management Advisor, First Vice President, Portfolio Advisor at the Doylestown, PA Merrill office, has provided sound financial advice and integrated wealth management for affluent individuals and business owners since 1991. The robust training and investment platform of Merrill matched with award-winning BofA Global Research and the DALBAR Seal of Excellence for Performance Reporting, has Denise focused on a strategic investment process. Denise's group focuses in the niche of Retirement Income Planning / Analysis and assisting clients with the distribution options of their employer sponsored or retirement plan assets. Annual in-depth strategic analysis of your diversified portfolio, risk tolerance, time horizon, liquidity needs and asset allocation will illustrate and help you work towards your goals and the future you envision.In addition, Denise partners with a group of Merrill Specialists that provide recommendations for managing liquid and illiquid assets, arranging asset-based personal and business credit, protecting against unnecessary taxes, business succession planning, and retirement income planning. Denise helps clients focus on estate planning issues and works with their accountants and attorneys in developing their wills, trusts and estate plan. Included in her credentials is the achievement of:* The CRPC™ - Chartered Retirement Planning Counselor™ designation* The CPFA® - Certified Plan Fiduciary Advisor® designation* The AAMS™ - Accredited Asset Management Specialist™ designation* Licensed Long Term Health Care and Life Insurance Agent / Includes Annuities* Member of the Bucks County Estate Planning Council* Portfolio Advisor
Prior to her career with Merrill Lynch Wealth Management, Denise graduated from LaSalle University with a degree in Finance and International Business which includes one year of studies in Switzerland at the University of Friborg. Many of the class subjects were taught in French and German with all Finance classes taught in English.The team approach of Denise Keil Martin, Client Associate: Dee Wiggins, and the group of Merrill Specialists provide clients with high quality personalized service. Portfolio performance and client satisfaction are the team's primary objectives.Dee Wiggins, Wealth Management Client Associate:Dee Wiggins, Wealth Management Client Associate, is knowledgeable in most areas of the financial services industry. Dee has proudly served Merrill clients in the Doylestown Branch Office for over 37 years.  Often your first point of contact when you call into the office, Dee handles all general and highly technical client administration.Denise's clients are high-net-worth individuals, wealthy corporate executives, large 401(k)/ early retirement package recipients, and business owners. In addition to analyzing and managing the various components of her client's financial needs, Denise and members of her highly specialized group are frequent guest speakers.Denise is highly involved in the Bucks County community and with her volunteer work serving on various event committees. In addition to the Finance curriculum abroad, Denise took academic classes taught in French and German and traveled extensively throughout Europe. Denise is a proud Villa Joseph Marie High School graduate. Denise enjoys step fitness classes and spending family quality time at the shore. With her guidance, Denise Keil Martin invites you to learn more about and apply the vast financial and premier global investment resources at Merrill.* You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.* Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.* Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement."