Happ Adam Darah Group

Merrill Lynch Wealth Management
4908 Whiteford Rd
Toledo, OH 43623
(419) 259-1919
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Our goal is to help provide clients with financial well-being, allowing them to simplify and pursue “the rest of their lives”.  That may include their business, career, family, or the passions of their life.  Through serving the wealth management needs of a select group of families and closely held businesses, we dedicate ourselves to education, responsibility, and integrity in order to provide the quality of service and performance our clients need and deserve.
Happ Adam Darah Group
Merrill Lynch Wealth Management
Welcome

At The Happ Adam Darah Group, we take great pride in the generations of families we serve and our ability to bring them ongoing value. Given our history, it’s natural for us to view financial matters from a family perspective. In fact, we think of clients as “households” because that better reflects our approach.

To provide the depth and breadth of “family wealth” planning for each client, we strive to understand the situations and ambitions of all stakeholders. We may ask, “What do you want for your adult children and their kids? How have your parents’ values affected your outlook on spending and saving? Is there someone in your family who needs special consideration?”

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Welcome to Our Website
Recognition
James Happ
Managing Director, Resident Director - Wealth Management Advisor
Forbes "Best-in-State Wealth Advisors", 2019-2024
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Show more recognition
Happ Adam Darah Group
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
About Us
OUR MULTI-GENERATIONAL FOCUS

Having worked so closely and for so long with clients, we've become their primary financial resource and act as sounding boards and confidants on a wide variety of topics. In addition to frequent discussions, we believe in educating clients – helping them understand a particular strategy, and what they own and why.

Measuring many of our client relationships in decades (not years), we've formed many friendships with clients and member of their families. At the foundation of those relationships is the insight and input we work exhaustively to gather. In serving families, we devote our efforts to helping ensure the continuity of thought and attentiveness that we believe client families deserve.

Having managed clients' money and emotion amid the volatility of 1987, 2000, 2008, 2020 and 2022, we are proud that virtually all of those clients remain with us today. We believe that's due in large part to our enlightened perspective on mitigating investment risk and helping clients prosper from new opportunities as they present themselves.

We feel good knowing that clients have built their livelihoods alongside ours and become our good friends. These strong connections inspire our best efforts.

Our team prides itself on the value we provide to clients. Taking many forms, that value reflects our ability to provide an extra measure of sophistication and service. Of course, addressing the financial demands and personal dynamics of entire families is never easy. But we believe the significant expenditure of time and effort is well worth the positive outcomes we've watched families enjoy.

Meet Our Team
James Happ,

CFP®

Managing Director, Resident Director - Wealth Management Advisor
419.259.1920
Sandra Adam,

CFP®, CRPC™

Senior Vice President, Wealth Management Advisor
419.259.1919
Matthew Darah,

CPFA™

Senior Vice President, Senior Financial Advisor
419.259.1918
Lauren Bodziony,

AAMS™

Assistant Vice President, Relationship Manager
419.259.1916
Sara M Lucas,

AAMS™

Assistant Vice President, Business Manager
419.259.1917
Jennifer R Kurth
Wealth Management Client Associate
419.259.1915
Jennifer Eileen Rutledge
Wealth Management Client Associate
419.259.1922
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Jeremy Floberg
Wealth Strategies Advisor
Bank of America, N.A.
MaLynnda Johnson
Wealth Management Banking Specialist
Merrill
Amy Kammann
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #563227
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Accredited Asset Management Specialist™, AAMS™, and the AAMS™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.