Borchers Bramel & Associates

Merrill Lynch Wealth Management
10100 Innovation Dr
Suite 300
Miamisburg OH 45342
(937) 847.4082
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Mission Statement
Our mission is to turn today’s financial complexities into opportunities by delivering tailored wealth management solutions using personalized strategies, innovative tools, and the strength of Merrill and Bank of America—so you can focus on life’s evolving priorities.
Welcome

In today’s rapidly changing financial landscape, planning for your family’s future is more important—and more complex—than ever. At Borchers, Bramel & Associates, we believe that every financial goal begins with a desire to protect what matters most: your lifestyle, your loved ones, and your legacy. Whether your priorities include building wealth, navigating market volatility, or simply maintaining confidence in uncertain times, your journey shouldn’t feel overwhelming. That’s why we take the time to simplify the process and help you see how the decisions you make today can create lasting impact tomorrow.

Our team brings together diverse expertise and advanced analytics to deliver strategies tailored to your unique needs. By combining personalized wealth management with the deep investing insights of Merrill and the everyday banking convenience of Bank of America, we offer a comprehensive approach designed to help you adapt, grow, and thrive—no matter what the markets bring. Your goals aren’t just within reach; they’re achievable with the right plan and the right partner.

Recognition
John Borchers
Managing Director, Wealth Management Advisor
Forbes "Best-in-State Wealth Advisors", 2022-2025
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Show more recognition
Borchers Bramel & Associates
Forbes "Best-in-State Wealth Management Teams", 2023-2026
(Published annually in January. Rankings based on data as of March 31 of prior year.)
About Us
Our Philosophy

We believe that the effort we invest today in building a deeply personalized relationship is the foundation of the value we deliver tomorrow. In a world of constant change—where markets shift and life evolves—our approach is designed to provide clarity, confidence, and adaptability.
We strive to do this:

  • Through a disciplined process that guides you at every stage of your wealth management journey, even in uncertain times;
  • By creating strategies you can understand and trust, tailored to your goals and priorities;
  • With a commitment to education, helping you see how your financial decisions and behaviors shape long-term outcomes;
  • Through clear, transparent communication, so your plan feels simple, actionable, and aligned with your vision. From maintaining your lifestyle to using your wealth creatively to shape your legacy, we stay focused on what matters most to you. We believe the relationship we build together should grow in value—year after year—just like the future you're working toward.
Meet Our Team
John Borchers,

CFP®

Managing Director, Wealth Management Advisor
937.847.4082
Kelly Bramel,

CPFA®

Senior Vice President, Senior Financial Advisor
937.847.4002
Michael Borchers,

CFA

Senior Vice President, Wealth Management Advisor
937.847.4071
Shawn Michelle Morris
Assistant Vice President, Wealth Management Associate
937.847.4081
Tina L Bernardi
Officer, Registered Senior Wealth Management Client Associate
937.847.4008
Cindi Jo Lorenz
Wealth Management Client Associate
937.847.4084
Jennifer Hall
Registered Wealth Management Client Associate
937.847.4072
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Don Livio
Investment Solutions Group Portfolio Strategist
Bank of America, N.A.
Tracie Dunn
Wealth Management Banking Specialist
Merrill
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.