Cornish, Walter and Associates

Who We Serve

**We work with individuals, families, and business owners at every stage of life — from executives and business owners navigating a sale or succession, to multi\-generational families planning for the next generation, to individuals preparing for or living in retirement.** Many of our client relationships span decades and generations, and we're proud to serve clients throughout Western New York and across the country.

How We Work With You

**Every relationship begins with a conversation — not a product pitch.** We take the time to understand your goals, your family, and your timeline before recommending any strategy, and we revisit that conversation regularly as your life changes. Today, our team is proud to have more than 250 years of combined Merrill experience across our advisors, and the trust clients have placed in us over decades.

What We Offer

Our team provides comprehensive wealth management services, **including retirement income planning, investment management, estate and legacy planning strategies, business succession planning, and banking and lending solutions**. Merrill and its affiliates do not provide legal, tax, or accounting advice; we work closely with clients' legal and tax professionals to help coordinate a comprehensive plan. We tailor our approach based on whether a brokerage or investment advisory relationship — or a combination of both — best fits each client's needs.

The Merrill Advantage

We have the experience, knowledge and tools to understand your current financial situation and to help you create potential strategies designed to pursue your short\- and long\-term goals. **A range of capabilities is offered to you, including retirement income planning and potential wealth transfer solutions from Merrill with access to trust and estate planning services and philanthropic solutions through Bank of America.**

Getting Started

Whether you're an existing client or considering working with us for the first time, we make it easy to start the conversation. **Reach out by phone, schedule a visit to our Williamsville office, or send us a message** — we'll follow up promptly to learn more about your goals and how we can help

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition