Gilda Borenstein
,
Senior Vice President, Wealth Management Advisor
NMLS #578342
360 Hamilton Avenue
Floor 08
White Plains NY 10601
(914) 682.5519
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Accessible, knowledgeable and experienced, I am committed to building and maintaining a strong relationship with you. I am passionate about what I do and I bring that passion to helping you and your family make what may be the most important financial decisions of your lives.
Profile

Gilda holds the Chartered Financial Analyst® (CFA®) designation and is a CERTIFIED FINANCIAL PLANNER (CFP®) certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. She is a First Vice President with Merrill Lynch Wealth Management and a Wealth Management Advisor since 1990.

Gilda and her team of firm specialists focus on providing individualized advice and strategies to high net worth individuals and families with complex financial problems. She carefully listens to client concerns and goals and then develops balanced portfolios specifically tailored to include:

- A focus on Retirement and Estate Planning services

- Education Planning

- Lending, including home financing and lines of credit through Bank of America, N.A

- Asset allocation guidelines

- Security or manager selection

- Monthly calls to review performance and changes in market or personal situations

She also focuses on non-profit organizations and small businesses, offering a holistic approach that covers all aspects of the creation of financial strategies that include credit and lending, pension and succession plans and appropriate investments.

Gilda's financial career spans more than three decades. Her tenure at Merrill, which began in 1979, includes time as a futures analyst, serving on the team that created Merrill International Bank, and, in the 1980's, as an interbank currency broker.

Gilda also served as a charter member and floor broker of the New York Futures Exchange, and as a bankruptcy analyst for a major hedge fund. During that time she sat on bondholders' workout committees.|Active in the community, Gilda was a Founder and First Chair of New York Youth at Risk, Inc. She is married to Dr. Marc Borenstein. They have two sons, Daniel, 27 and Michael, 25. She has three step children, Sarah, Jason and Josh, ages 35-48 and two grandaughters.

*CFA® is a registered trademark of the CFA® Institute.

*CFP® is a certification mark owned by the Certified Financial Planner Board of Standards, Inc., and is awarded to individuals

who successfully complete CFP® Board’s initial and ongoing certification requirements.

*NMLS ID 578342

*Asset allocation does not ensure profit or protect against loss in declining markets.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

Recognition
Forbes "Top Women Wealth Advisors Best-in-State", 2025
(Published on February 11, 2025. Rankings based on data as of Sept 30, 2024.)
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About Me
Philosophy

Communication is instrumental to managing life's challenges. That's why I work to engage you and your family in the financial decision-making process. Communicating openly with family members on the sometimes-difficult subject of wealth can be a challenge. I can help facilitate these discussions and offer personalized financial strategies designed to educate the younger generation about how assets may be invested.

Meet Our Professional Staff
Ronnie Spears
Officer, Registered Wealth Management Client Associate
914.682.5522
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Kevin Bautista
Wealth Management Banking Specialist
Merrill
Langston Payne
Senior Investment Advisory Specialist
Merrill
Conor O'Keefe
Alternative Investments Regional Specialist
Bank of America, N.A.
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About Merrill

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Gilda Borenstein is registered to do business in AZ, CA, CT, DE, FL, GA, IL, KS, MA, MD, ME, MN, MO, MT, NC, NJ, NV, NY, OH, OR, PA, SC, TX.