Customized advice tailored to meet the needs of each client

"Institutional consulting requires a customized and focused strategy for every client. Our skills, experience, and broad perspective equip us to work with diverse investment committees, executives, boards and trustees."
Courtney Moore, CFP^®, CIMA^®| Managing Director | Private Wealth Advisor | Merrill Institutional Consultant | Retirement Benefit Consultant

Nonprofit Organizations, Private Foundations and Cultural Institutions
We help nonprofit organizations, private foundations and cultural institutions create customized and forward-thinking investment programs designed to support their mission, investment policy, spending policy and liquidity needs.

Hospitals and Healthcare Systems
We have been working with health care institutions since 1991. We recognize the importance of building and managing different portfolios for specific purposes within the operation of a hospital. We believe that liability-driven investing, compared to traditional investing, may be a valuable way for pension plans to stabilize funding through market cycles. We strive to help pension plans pursue more stability in funded status, required contributions and balance sheet impact.

Faith Based Organizations
We offer experience in helping values-based investors identify and examine areas of interest they might wish to address, including investments based on religious values, human rights, environmental quality and health care so we can build a solid portfolio of investments to support those beliefs.

Wealthy Families
We focus on providing wealthy families and future generations of these clients innovative strategies demanded by the complexities of their substantial wealth. We help integrate wealth strategies that reflect the family's mission, fully align each family's financial goals with personal values and help implement long-term legacy considerations.

_{*Merrill Institutional Consulting™(MIC) is part of the Global Wealth & Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation ("BofA Corp."), and offers products and services for the benefit of institutional and ultra-high net worth clients through dually registered representatives of Merrill Lynch, Pierce, Fenner, & Smith Incorporated (also referred as "MLPF&S" or "Merrill") who can provide brokerage and investment advisory services. The nature and degree of advice and assistance provided, the fees charged, and clients' rights and MLPF&S's obligations will differ depending upon the products and services actually provided. Banking products, services, and activities are offered by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. MLPF&S and Bank of America, N.A. are affiliates of Bank of America Corporation. MLPF&S is a dually registered broker-dealer and investment advisor and Member SIPC. MLPF&S makes available investment products sponsored, managed, distributed, or provided by companies that are affiliates of BofA Corp.
*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.}