Julio C. Franco is a Senior Vice President and an International Wealth Advisor in the New York International Complex of Merrill Lynch Wealth Management. Julio is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis. His concentration is on transactional based clients that trade individual securities with a particular focus on active trading strategies in equities (US and International), options, fixed income, and foreign currencies. In addition, he manages a proprietary Global Thematic Equity portfolio and various Merrill model portfolios. Prior to joining Merrill, Julio worked in the International Department of the Institutional Sales and Trading Division at Bear Stearns & Co., Inc. Julio has the industry designations CFA®, FRM, CAIA, and is member of; Chartered Financial Analyst® Institute, Chartered Alternative Investment AnalystSM Association, Global Association of Risk Professionals, New York Society of Security Analyst, Stamford CFA® Society, SCFAS Investment Roundtable, and Connecticut Hedge Fund Association. Education: Master of Science in Financial Risk Management, with top honors, from University of Connecticut. BA with honors in Economics, and Finance concentration, from Rutgers University.
More than 30 years of industry experience. Fluent in Spanish. Resides in Greenwich Connecticut.
Options involve risk and are not suitable for all investors. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document Characteristics and Risks of Standardized Options. This document is available by contacting your Merrill Advisor.
Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
Placing the investor at the center of the planning process—while maintaining a market focus — is my goal in helping you work through difficult financial transitions and decisions that can occur in your life. The process begins by getting to know you, your family and financial situation, understanding your risk tolerance, time horizon, liquidity needs, goals, priorities and unique financial concerns. From there, a personalized financial strategy is designed, drawing upon the investment insights of Merrill and accessing the credit, lending and banking solutions available from Bank of America. As your needs or market conditions change, I will meet with you to track and adjust your approach, as necessary.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
