Profile

I’ve always believed that the most important part of financial advice isn’t found on a piece of paper. It’s understanding the person, family, or business behind it. After more than 16 years in financial services, that belief continues to shape how I work. Before we talk about strategies or solutions, I want to understand what’s important to you, what you’re working toward, and what you hope to accomplish.
Throughout my career, I’ve worked closely with individuals, families, and business owners as they navigate important financial decisions. I’ve seen how connected those decisions can be, especially when a business, a family, and personal financial goals are all part of the same picture. That experience has taught me to look beyond the immediate need and consider how today’s choices may shape tomorrow’s opportunities.
I believe financial advice should be thoughtful, practical, and personal. My role is to bring experience and perspective to the conversation, help you understand your options, and make decisions that fit your life. Just as importantly, I want to build a relationship where you feel comfortable asking questions, sharing concerns, and having an open conversation about what’s ahead.
Outside of work, I enjoy traveling, spending time with family and friends, and experiencing everything New York has to offer. Whether I’m discovering a new restaurant, exploring a different neighborhood, or planning my next trip, I’ve always enjoyed new experiences and the people I get to share them with.

About Me

Who Do I Work With?

There's something incredibly rewarding about seeing someone achieve a goal. Whether it's a business owner building something from the ground up, a family preparing for the future, or someone reaching an important personal milestone, watching a goal become something real is what makes this work meaningful to me.
Much of my career has been spent working alongside business owners and their families. I've worked with people building something from the ground up, others managing established businesses, and families trying to balance the financial demands of today with what they want for tomorrow. I understand that the line between business and personal finances isn't always clear and that the decisions you make often affect much more than a balance sheet.
My experience also extends to individuals and families at different stages of their financial lives. Some are just beginning to figure things out. Others have spent years building wealth and want to make the most of what they've accomplished. Wherever you find yourself, I believe there's value in having someone who can offer a fresh perspective, ask the right questions, and help you see possibilities you may not have considered.
What matters most to me is that we're both active participants in the relationship. I want you to have an opinion. Ask questions. Challenge my thinking, and be open to having yours challenged too. Let's figure out what works, what doesn't, and where we go from here.

What Are Topics I Can Help With?

Financial decisions rarely happen in isolation. A new opportunity, a change in your family, or a major decision about your business can raise questions that reach into other parts of your financial life. I enjoy helping clients work through those connections and understand how the decisions they're making today fit into the future they're trying to build. For some clients, that means developing an investment strategy, preparing to create income in retirement, or thinking through how their wealth may support the next generation. For others, it means evaluating lending options, bringing greater organization to accounts and assets, managing cash flow, or making sense of financial decisions that have become increasingly complex. Because these needs often overlap, I help clients consider their investments, banking, and lending needs as parts of the same financial picture. Business owners often face another layer of considerations. The wealth they're building may be closely tied to the business they've spent years growing. Decisions about borrowing, liquidity, retirement, or eventually stepping away from the business can significantly affect their personal and family goals. Having spent much of my career working with business owners, I bring an understanding of those overlapping priorities to our conversations. Whatever brings us together, my approach is to understand the situation, look at the available options, and help you move forward with a clear sense of what comes next. Sometimes that means developing a new strategy. Other times, it means taking a closer look at what you already have and finding a better way forward.

Why Do Clients Choose Me?

I believe clients value knowing that I'm in their corner. I listen, ask questions, and take an active role in helping them work through whatever is in front of us. I'm not someone who simply puts a plan together and considers the job done. I stay involved and want to be someone you feel comfortable turning to when you need another perspective. When life gets complicated, as it sometimes does, I often become the person helping coordinate the chaos. I like understanding the moving parts, identifying what needs attention, and helping keep things moving in the right direction. My experience allows me to bring perspective to those situations, but I also believe in being straightforward. If I see something that deserves a closer look, we'll talk about it. Above all, I want clients to feel heard, understood, and confident that they have someone who genuinely cares about what they're trying to accomplish.

What Happens When You Decide To Work With Me?

We start by getting to know one another. Not just your finances, but the priorities and decisions shaping your life. I want to understand how you approach decisions, what's working well, and where you feel you could use some guidance. From there, we take a closer look at your financial picture, identify your priorities, and develop a strategy that reflects your goals. I believe this should be a collaborative process. I'll bring my experience, ask questions, and offer guidance, but I also want you to understand the decisions we're making and feel that you have a voice in the direction we're taking. Once we have a plan in place, the relationship doesn't stop there. We'll have regular conversations to review progress, revisit priorities, and make adjustments when needed. When something unexpected comes up, whether it's a challenge, an opportunity, or simply a question you want to talk through, I want you to feel comfortable picking up the phone. You don't need to have everything figured out before we meet. Sometimes the best place to start is simply having a conversation about where you are and where you'd like to go.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Jazmin Adorno

Wealth Management Banking Specialist

Merrill

Thomas J Humrich

Wealth Management Lending Officer

NMLS #832116

Bank of America, N.A.

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About Merrill

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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