Michael has been in the securities business since 1981. He currently holds the position of Managing Director and Global Institutional Consultant professional at Merrill Lynch Wealth Management. He has earned this position because of his outstanding service to his clients as well as his extensive knowledge of the financial markets.

Michael has been recognized over the years by making it onto over a dozen “top advisor” lists. He was named to the Barron’s "Top 1,200 Financial Advisors" list, in 2024 for the 8th consecutive year 1(*Published annually in February-March. Rankings based on data as of Sept. 30 of prior year)  and “Top 100 Institutional Consulting Teams" list as a member of the Chrys Group from 2021-2023.2 (*published annually in April. Rankings based on data as of December 31). In 2015 and 2016 Michael was included in Barron's National ranking of "Top 30 Institutional Consultants”3 (*published annually in April. Ranking based on data as of December 31 of prior year) and named to Financial Times "Top 400 Financial Advisers" (FT 400) list in 2019.4 (*published on April 18, 2019. Rankings based on data as of June 30, 2018) From 2021-2024 Michael was also named to the Forbes "Best-in-State Wealth Advisors”5 (Published annually Jan- April.  Rankings based on data as of June 30 of prior year.)

His main focus and proficiency has been consulting to institutional accounts, primarily Taft Hartley pension, welfare, and annuity funds. Utilizing his extensive training and ERISA experience, with the help of our Consulting Services Group, Mike is able to provide access to investment policy statement services, as well as successfully find the country’s top money managers and oversee these managers and accounts on a regular basis. Mr. Chrys also services the financial needs of several foundations, corporations and high net worth individuals.

Michael earned the designation of Certified Investment Management Analyst^® (CIMA^®) in 2000, awarded by the Investments & Wealth Institute^™, in conjunction with the prestigious Wharton Business School at University of Pennsylvania. Ongoing educational classes and industry conferences are attended annually by Mr. Chrys.

Michael holds a B.S. in Civil Engineering from Syracuse University. FINRA registrations held include Series 7, 63, 66, 3, 9 and 10 as well as the NYS Life & Health Insurance License. Mr. Chrys also maintains an Instrument Multi-Engine Private Pilots’ License.



Global Institutional Consulting is part of the Global Wealth & Investment Management business of BofA Corp. Institutional Investments & Philanthropic Solutions (“II&PS”) is part of Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of BofA Corp. Trust and fiduciary services and other banking products are provided by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A. Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and Merrill’s obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), a registered broker-dealer and investment adviser and Member SIPC.

1Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor.

2Published on April 14, 2023. Rankings based on data as of December 31, 2022. 
*For more information about the selection criteria, go to details-he.re/1SSKm2. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. These rankings and ratings are not representative nor indicative of any one client’s experience, future performance, or investment outcome and such rankings should not be construed as an endorsement of the advisor.

3Source: The Barron’s “Top 50 Institutional Consultants” list, published annually in April. Ranking based on data as of December 31 of prior year. The Barron’s “Top 50 Institutional Consultants” ranking evaluated advisors on a range of criteria, including institutional investment assets overseen by the advisor and his/her team, the revenue generated by those assets, the number of clients served, and the number of team members and their regulatory records. Also considered were the advanced professional designations and accomplishment represented on the team. Barron’s does not receive compensation from advisors, participating firms and their affiliates, or the media in exchange for rankings. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved.

4Source: Financial Times “400 Top Financial Advisers” list, published on April 18, 2019. Rankings based on data as of June 30, 2018.
The Financial Times “400 Top Financial Advisers” (FT 400) list is an independent listing produced by the Financial Times. The FT 400 is based on data gathered from firms and verified by broker-dealer home offices, regulatory disclosures, and the FT’s research. The listing reflects each adviser’s performance in six primary areas, including assets under management, asset growth, compliance record, experience, credentials and accessibility as identified by the FT. Neither the brokerages nor the advisers pay a fee to the Financial Times in exchange for inclusion in the FT 400. Rankings and recognition from Financial Times are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the adviser.

5Source: For more information about the selection criteria, go to https://details-he.re/2zmZ7F. Forbes is a trademark of Forbes Media LLC. All rights reserved. These rankings and ratings are not representative nor indicative of any one client’s experience, future performance, or investment outcome and such rankings should not be construed as an endorsement of the advisor.
Our advisors and Wealth Management Client Associates are actively involved in the communities they serve. They devote significant time, energy and resources to help create positive change in the areas in which they live and work. Our team is enthusiastically involved with assisting charitable organizations such as Adopt-A-Family, American Heart Association, American Red Cross, Big Brothers Big Sisters, Boy Scouts of America, Capital Repertory Theatre, Children’s Museum of Saratoga, Ducks Unlimited, Girl Scouts of NENY, Head Start Program, Junior Achievement, Project Equinox and Saratoga Performing Arts Center. .