Harris, Siemens & Associates
We work with ultra-high-net-worth families and surviving spouses on tax-aware wealth planning, estate design, and long-term trust administration.
Our focus is on building plans that hold together across generations, markets, and life transitions. We coordinate closely with leading legal, tax, and fiduciary partners to help ensure estate plans are not only well designed, but properly administered over time. Through our affiliation with Bank of America Private Bank and U.S. Trust fiduciary services, we provide access to corporate trustees, directed trust structures, and multigenerational administration.
Our family office capabilities bring structure and oversight to complex balance sheets, closely held entities, philanthropy, and multi-trust families. We serve as the long-term architect and steward of the plan, providing continuity before, during, and after major life and liquidity events.
For surviving spouses and heirs, we offer calm coordination, objective support, and protection during difficult periods of transition and decision-making. The result is durable wealth, fewer surprises, and confidence that the plan will function exactly as intended when it matters most.
In addition to portfolio management and advanced planning, we provide access to home mortgages, customized lending solutions—including securities-based lines of credit, commercial real estate financing, and liquidity strategies.
Our dedicated advisor team shares a common goal: to help affluent households and small business owners pursue meaningful goals. We can also work with your "outside" professionals, such as attorneys and accountants, to help understand your financial situation, risk tolerance, time horizon, liquidity needs, and important goals. In addition to offering personalized strategies tailored to your goals—such as funding your children's education, helping ensure your wealth can last in retirement, and planning for potential health care costs—we can assist in creating a financial strategy designed to help your family transfer wealth to the younger generation.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
