Effectively managing your wealth begins not only with an understanding of your finances, but also a deep understanding of you, and what's important to you. We believe the best approach is a collaborative one that gives you the freedom to live you life, while feeling confident that your financial objectives are being met. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, we will work with you to develop an approach designed to help address your financial needs.