Nicholas Ugarte

As a Financial Advisor, I focus on guiding professionals and their families toward achieving financial freedom through tailored strategies and planning. With a background in investment management and a thorough understanding of the challenges families face, I focus on creating customized financial roadmaps that align with your goals, values and risk tolerance. I prioritize open communication and education, helping to ensure my clients feel informed and confident in their financial decisions. Whether it's retirement planning, wealth accumulation/preservation, saving for education, or risk management, my holistic approach addresses all aspects of your financial life. Backed by the power of Merrill, I start by getting to know more about you and your financial situation as it stands. From there, I dissect your goals, time horizon, and risk appetite to help ensure that a sound strategy can be implemented with your values in mind. Using probabilistic modeling, I can account for various market outcomes, inflationary impact, as well as any financial/life changes that can come about during the duration of your plan and beyond. Together, we can work towards building a secure future, allowing you to focus on what truly matters.