Mike O'Toole
,
Managing Director, Wealth Management Advisor
NMLS #579757
449 Route 146
Clifton Park, NY 12065
518.383.8953
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Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
Profile

The O'Toole Group is one of a few Designated Retirement Planning Advisory Teams in the Region who brings its rich experience and strong credentials to many well-known companies and growing organizations. The Group also serves affluent individuals in 20 states whose complex financial needs require seasoned insights and customized strategies. "We work closely with people who do not have the time, discipline or inclination to manage their investments. We want clients to focus on what's driving their financial engines," says Mike.

As a Retirement Benefits Consultant, Mike is among an elite group of advisors at Merrill Lynch Wealth Management who've also earned the prestigious Certified 401(k) Professional designation through The Retirement Advisor University in collaboration with UCLA's Anderson school of Management Executive Education. A graduate of West Point with a Bachelor's of Science degree, Mike began his career at Merrill in Albany in 1993 after completing his military commitment. In 2001, Mike led the Pittsfield, Massachusetts Merrill office as the Resident Manager coming back to the Capital District in 2005. Mike is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third party investment strategies. When servicing clients through the firm's Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.

Mike also has achieved the Certified Investment Management Analyst designation through the Investments & Wealth Institute, in conjunction withthe Wharton School of Business. Mike has attended investment courses at the Booth School of Business at the University of Chicago, and Stanford University's Graduate School of Business-Foundations of Investment Management Course.

Mike has served on a number of boards in the Capital Region, is a volunteer Varsity Football Coach at Christian Brothers Academy in Albany and sits on the U.S. Military Academies selection committee for our local U.S. Congressman. Mike and his wife Anja live in Clifton Park with their two boys.

Recognition
Financial Times "401 Top Retirement Plan Advisers", 2020
(Published on October 22, 2020. Rankings based on data as of Dec 31, 2019.)
Forbes "Best-in-State Wealth Advisors", 2024
(Published on April 3, 2024. Rankings based on data as of June 30, 2023.)
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Meet Our Professional Staff
Taylor E. Del Negro
Registered Wealth Management Client Associate
518.383.8958
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
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Russell Du Pont
Wealth Management Banking Specialist
Merrill
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Timothy Thomas
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #480782
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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C(k)P® is a registered trademark of The Retirement Advisor University, Inc.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Michael O'Toole is registered to do business in AZ, CA, CO, CT, DC, FL, HI, ID, IL, KY, MA, MD, MI, MN, MT, NC, NH, NJ, NY, OH, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI.