The O'Connor Wealth Management Group

Legacy Planning

We work with families who are intentional about their future, from those building generational strength to those managing significant, complex wealth. Legacy planning goes beyond finances, it's about protecting opportunity and shaping the impact you want to leave. With decades of experience guiding families through changing markets and major life moments, we bring clarity to complexity and confidence to important decisions. We connect all aspects of your financial life into a disciplined, long\-term plan designed for lasting strength, helping ensure what you've built is protected and positioned for generations to come. Your legacy is your story. We're here to help you write its strongest chapter.

Investment Philosophy

Every client starts from a unique place, so we begin by understanding what matters most to you before shaping an investment strategy aligned with your long‑term goals. Our philosophy centers on building customized, high‑quality equity portfolios, focusing on companies with resilient fundamentals that not only pay reliable dividends but also have the potential to grow and compound value over time. Supported by the decades‑long partnership of two of our senior advisors, Jim O'Connor and Bill Hazelton, we bring a disciplined perspective that helps clients maintain liquidity when they need it most and stay stable through market drawdowns. For clients with concentrated stock positions, we provide thoughtful, tax‑aware strategies to manage exposure through planned diversification and structured reduction over time. We build plans that help protect your liquidity and keep your long‑term vision moving forward, whatever the markets throw your way. As Warren Buffett reminds us, *"Price is what you pay; value is what you get."*

A Team Built Around You

Your future deserves more than a plan, it deserves a team built around you. We begin with what matters most to you and bring together the full resources of Merrill and Bank of America to support it. Your strategy is informed by timely market insight and strengthened by access to specialists in areas like trust and estate planning, ultra‑high‑net‑worth strategy, and philanthropy. As your needs evolve, we help coordinate every part of your financial life, from investment strategy to lending, cash flow, and banking, so everything works together seamlessly. At the center is a team that knows you, stays ahead of what matters, and is always here to help you make confident decisions.

Thoughtful Estate Planning

Estate planning can feel like a big step, but it becomes much more manageable with the right team alongside you. We take the lead in helping you turn your goals into a clear, practical plan, supported by the broader resources of Merrill and Bank of America. The need is real, more than half of Americans do not have estate planning documents in place, which underscores the importance of thoughtful guidance. Whether that means using trusts to help protect and transfer wealth or exploring charitable strategies to support the causes you care about, we help you understand your options and how they align with your broader vision. We also work closely with your tax and legal professionals to keep everything coordinated and aligned, so the process feels intentional and manageable. The result is a plan that reflects your values, protects what you have built, and supports the people and organizations that matter most. You do not need to have everything figured out to get started, just a team committed to helping you take the next step with confidence.

Your Retirement Income & Cash Flow

Our approach is simple: we start with your vision for retirement and give you a clear read on how to get there. Our Personal Wealth Analysis works like a retirement gauge. It shows, in clear visuals, where you stand today and how decisions like saving more, adjusting risk, or selling an asset can move your plan forward. Paired with our Wealth Outlook tools, you get an ongoing snapshot of your readiness and the guidance to make confident, informed choices. We also integrate broader financial planning into the process where we bring together cash‑flow needs, tax considerations, insurance, and estate goals so your retirement plan fits seamlessly into a comprehensive strategy that adapts as your life evolves.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition