The Stern Gavin Group

Merrill Lynch Wealth Management
75 Rockefeller Plz
New York, NY 10019
(212) 415-7910
Learn more about an advisor's background on
The Stern Gavin Group believes that good relationships are built through teamwork and involvement, delivered through our advisors, wealth management client associates and access to the global investment capabilities of Merrill and the banking convenience of Bank of America. We want to be your primary source for financial advice and guidance. And we want you to value the dedication and diligence offered to you at each step of the financial planning process.
The Stern Gavin Group
Merrill Lynch Wealth Management
Welcome

At The Stern Gavin Group, every member of our team is dedicated to helping people achieve their financial goals. Our advice platform takes the form of a “three bucket” strategy, which enables us to tailor our recommendations and decisions to each client’s individual financial goals. The buckets we selectively fill are “fixed income", “growth", and “hedge".

Fixed income refers to holdings which generate predictable returns. Returns of this type serve as a base for many clients, providing a degree of stability to portfolio composition. As clients’ objectives become more conservative, the fixed income bucket can be filled higher to deliver consistency to their portfolio.

The growth bucket is, by nature, the most speculative of the three buckets. Here, The Stern Gavin Group conducts extensive research, identifying the stocks, as well as other growth vehicles that we believe will provide the most return given clients time frame and risk patterns.

Finally, the hedge bucket provides a necessary counterbalance to growth, mitigating risk and stabilizing returns. We utilize a variety of methods to offset volatility in the market place, while helping clients achieve reasonable risk adjusted returns.

Our objective is to balance the buckets in coordination with each client’s unique financial goals.

About Us
Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.

Meet Our Team
Gary Stern,

CPFA™

Managing Director, Senior Financial Advisor
212.415.7910
Sean Gavin,

CEPA®, CFA®, SE-AWMA™

Assistant Vice President, Wealth Management Advisor
212.415.7968
Zachary Howland,

CFP®, CPFA™, CPWA®

Senior Vice President, Wealth Management Advisor
212.415.7703
Marsha O Kindell
Officer, Wealth Management Client Associate
212.415.8909
Li-Asia Earth
Client Associate
212.415.7866
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Brian E Comartin
Employee Benefits Specialist
Bank of America, N.A.
David Schlansky
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #247463
Priya Anand
Wealth Management Banking Specialist
Merrill
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.
Sports & Entertainment Accredited Wealth Management Advisor™, SE-AWMA™, and the SE-AWMA™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for wealth advisors.