The Trinkoff Wattick Group Merrill | Summit, New Jersey
The Trinkoff Wattick Group has more than 50 years of collective experience helping affluent families, business owners, professionals, and corporate executives pursue their financial goals. Based in Summit, New Jersey, we provide personalized wealth management strategies designed to help clients build, preserve, and transfer wealth across generations.
As brothers-in-law and business partners, David Trinkoff and Michael Wattick bring a family-centered perspective to their work. Many of our client relationships span multiple generations, reflecting the trust we have earned and our commitment to serving families for the long term
Successful investing requires patience – that is the need to wait 5-20 years to see results. Historical market assumptions often do not apply in the shorter term (1-4 years).Fundamental investment principals we have learned over the twenty years of helping clients achieve their goals:
***1. Start with a long-term time frame 5-10+****
- 5-6 asset types – U.S Equity, International Equity, REITs, Investment Grade Muni Bonds, Emerging Market Equity*
- Avoid Turnover/taxes and high costs, avoid Leverage*
- Money is purchasing power - $1 today is not $1 in twenty years, loss of purchasing power through inflation is persistent
2. Avoid the big mistakes (buying high selling low, tactical trading, never make a major move in bear markets)*
- To get market returns, need to be invested in the markets*
- Market Timing is impossible, human nature is a failed investor, temperament is more important than IQ*
- Be diversified, index invest – avoid active management, data tells us it will underperform
3. Keep enough liquidity for short term needs and to survive or invest during inevitable market disruptions*
- Cash, tbills, CD's, money markets
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
