RM Associates
Merrill Lynch Wealth Management
The team has a singular objective: to help clients simplify the complexities of their financial lives. Experienced problem-solvers, the team's professionals bring both analytical and life skills to each client's situation, helping individuals, families and businesses pursue their goals. The team's complimentary skills and diverse background help unwind complex financial issues while accommodating each client's unique circumstances and priorities. Advisors' main offices are in New Jersey and Texas. They do however serve clients throughout the United States and travel nationally to meet clients in person.
The team begins each relationship by assessing multiple aspects of a client's financial life: assets and liabilities, financial goals and related cash-flow needs, as well as wealth transfer objectives. Advisors then devise detailed strategies to help meet these objectives. The client's path to pursuing goals is consistently reviewed and adjustments are made if necessary. The team relies on a disciplined process for enacting investment strategies; advisors' methodology is grounded in research, analysis and painstaking implementation.
Most importantly, the team's values are reflected in its relationships. YOU - the CLIENT - are the most valuable relationship. RM Associates is committed to providing you with an expertise that is based upon trust, understanding, and competence.
We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, we will work with you to develop an approach designed to help address your financial needs.
DEPTH:
The team's advisors begin each relationship by assessing multiple aspects of each client's situation: assets and liabilities, retirement goals, cash-flow needs, and wealth transfer objectives. They then devise a detailed long-term investment strategy to address these goals and leverage possible efficiencies. "We bring a tax-sensitive approach that integrates my perspective as a CFP® practitioner. We know the value of a thorough blueprint for moving forward," says Frank.
CFP®, CPFA™, CRPC™
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
