Mike Lozowski
,
First Vice President, Wealth Management Advisor
NMLS #536472
51 John F Kennedy Pkwy
Short Hills, NJ 07078
973.912.3077
Learn more about an advisor's background on
Understanding your life priorities is an important part of the relationship with you. It’s not just about markets and returns, it’s about what matters most to you.  I can collaborate to help create a personalized plan designed around you, your family, your goals and your aspirations.
Profile

Michael E. Lozowski, Vice President, Wealth Management Advisor joined the Merrill Short Hills office as a financial advisor after graduating from Fairleigh Dickinson University with a degree in marketing in 1980. He earned the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc., in 2000.

Michael is committed to helping each client build and preserve wealth through the investment insights at Merrill Lynch Wealth Management and access to the banking convenience of Bank of America. This commitment begins with the wealth management process to prioritize goals and develop an overall strategy structured around their key objectives. He works to devise strategies that can address financial needs such as investment, insurance, tax minimization, home financing, retirement and education planning. He helps clients focus on estate planning issues and works with their advisors in developing their estate plans. Michael takes pride in explaining financial concepts with a patient, compassionate and easy to understand manner. He finds it very gratifying to build long term, trusted relationships with families that span generations. His business partner is Merrill Financial Advisor, Bradford R. Bonner.

Michael is active in his community through the Church of Saint James and is an officer with the Saint Elizabeth Council of the Knights of Columbus. He also serves on the board of directors with the Polish University Club of New Jersey and is Chairman of the Investment Committee.
Michael is married and lives with his wife Linda and daughter Emily at their home in Basking Ridge, New Jersey. Among his many interests and activities are following college football, studying history and visiting historical places, reading about astronomy, theology and world religions, organizing office softball games, fresh and salt water fishing, playing golf and participating in fitness programs at the YMCA.

About Me
Welcome

Placing the investor at the center of the planning process—while maintaining a market focus — is my goal in helping you work through difficult financial transitions and decisions that can occur in your life. The process begins by getting to know you, your family and financial situation, understanding your risk tolerance, time horizon, liquidity needs, goals, priorities and unique financial concerns. From there, a personalized financial strategy is designed, drawing upon the investment insights of Merrill and accessing the credit, lending and banking solutions available from Bank of America. As your needs or market conditions change, I will meet with you to track and adjust your approach, as necessary.

Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Lorena Wehle
Wealth Management Banking Specialist
Merrill
Harry Elbaum
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #588931
Tricia Kropp
Wealth Strategist
Merrill
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Michael Lozowski is registered to do business in AZ, CA, CO, CT, DE, FL, GA, IL, IN, MA, MD, MI, MT, NC, NE, NJ, NY, OH, PA, SC, TX, VA, VT, WA.