Jennifer Bentley

Philosophy

I believe financial planning is about more than managing money. It's about helping people live the lives they've envisioned for themselves and the people they love. Every client has a unique story, which is why I begin by understanding what matters most to you. Whether you're planning for retirement, preparing for future healthcare needs, funding a child's education, navigating the sale of a business, purchasing a home, or creating a legacy for future generations, your goals become the foundation of every recommendation we make together. I believe the best financial strategies are built through meaningful conversations, thoughtful planning, and a long\-term perspective. By taking the time to listen, understand your priorities, and see the bigger picture, I can help create a personalized roadmap designed to grow, preserve, and transfer wealth in a way that reflects your values and aspirations. Backed by the resources and insights of Merrill and the banking capabilities of Bank of America, I work to simplify complex financial decisions and provide guidance through every stage of life. **My goal is not simply to help you build wealth. It's to help you use your wealth to create the future you envision for yourself, your family, and the generations that follow.**

Build a Plan That Evolves With You

Life is constantly changing, and your financial plan should be able to change with it. As your priorities evolve, whether through career transitions, family milestones, new opportunities, or unexpected challenges, we'll revisit and refine your strategy to help keep it aligned with what matters most. Through ongoing communication and thoughtful planning, my goal is to help you stay focused on your long\-term vision while adapting to life's inevitable changes along the way. **My role is to provide guidance, perspective, and a steady partnership, helping you make informed decisions today while planning confidently for tomorrow.**

Capabilities

Life's financial decisions are rarely isolated. They are often interconnected, influencing your family, business, investments, taxes, and long\-term legacy. That's why I take a comprehensive approach, helping clients navigate both the opportunities and complexities that come with building and preserving wealth. I work with individuals, families, and business owners to develop strategies aligned with their unique goals and priorities, including: * Wealth Management and Investment Strategies * Retirement Planning and Income Strategies * Estate and Legacy Planning * Education Funding * Business Succession and Exit Planning * Trust and Philanthropic Strategies * Cash Flow and Lending Solutions * Risk Management and Insurance Planning * Multi\-Generational Wealth Transfer * Banking and Credit Solutions through Bank of America Drawing on the resources of Merrill and Bank of America, I help clients create coordinated strategies designed to adapt as their lives evolve, providing guidance through life's most important financial decisions. **Whether your focus is growing wealth, creating income, protecting what you've built, or leaving a lasting legacy, my goal is to help you move forward with confidence and purpose.**

Defining Success

I believe success is measured differently by every client. For some, it's retiring comfortably. For others, it's helping a child attend college, selling a successful business, supporting a charitable cause, or creating financial security for future generations. My role is to help you identify what success means to you, create a personalized plan around those goals, and adjust thoughtfully as life evolves. **Because true financial success isn't simply about accumulating wealth. It's about using your wealth to support the life you want to live and the legacy you want to leave behind.**

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition