Theodore Smallwood

Theodore is a dedicated financial advisor focused on helping individuals, families, and business owners navigate important financial decisions with confidence. By taking the time to understand each client's unique goals, values, and priorities, he develops personalized strategies designed to help clients build, preserve, and transfer wealth.

He specializes in retirement planning, investment management, wealth accumulation, education funding, risk management, and estate planning strategies. He believes successful financial planning begins with meaningful relationships and a commitment to understanding what matters most to each client.

Theodore works closely with clients to simplify complex financial concepts and create clear, actionable plans that align with both short-term needs and long-term objectives. Whether clients are preparing for retirement, navigating a major life transition, or seeking guidance on their overall financial picture, he is passionate about providing thoughtful advice and ongoing support.

A graduate of The Pennsylvania State University with a degree in Business, Theodore joined Merrill in 2019 and has since had the privilege of working with a diverse range of clients. Through these experiences, he has developed personalized financial strategies and built lasting relationships founded on trust, integrity, and service.
Outside of the office, Theodore enjoys traveling with his wife, playing golf, attending sporting events, and spending time with family and friends.

Theodore Smallwood
Financial Advisor
Senior Portfolio Advisor
609-243-7915 | theodore.smallwood@ml.com