Greenstone, Manning & Associates

Process

Every client relationship begins with understanding our clients' family priorities, financial goals, business interests, and long\-term aspirations. We use that understanding to develop personalized strategies encompassing investment management, retirement planning, tax mitigation, estate planning, wealth transfer planning, retirement plan consulting, treasury cash management, and business succession planning. As markets evolve, businesses grow, and life circumstances change, we continuously review and refine strategies to help clients remain aligned with their objectives.

Capabilities

Our team combines practical financial planning expertise with decades of experience across wealth management, institutional investing, fixed income markets, capital markets, retirement consulting, and investment management. We provide guidance across retirement planning, tax mitigation, estate planning, wealth transfer strategies, legacy planning, executive compensation planning, healthcare considerations, retirement income planning, and multi\-generational wealth planning. For owners of privately held businesses, our capabilities extend to retirement plan consulting, Cash Balance Plans, Defined Benefit Plans, treasury cash management, employee benefit planning, business succession planning, ownership transition planning, business exit planning, business sale preparation, and liquidity event planning. By integrating these disciplines within a comprehensive planning framework, we help clients align their personal, family, and business objectives.

Focus

Our focus is helping successful families, corporate executives, entrepreneurs, and small to mid\-sized business owners navigate the financial decisions that have the greatest impact on their lives, businesses, and legacies. Many of our clients are preparing for retirement, planning for future generations, evaluating business transitions, managing concentrated wealth, or pursuing strategies to preserve and transfer wealth efficiently. We have a particular focus on business owners whose personal and business financial lives are closely connected. These clients often face important decisions involving retirement plan design, treasury cash management, tax mitigation, succession planning, ownership transitions, liquidity events, and eventual business exits.

Services

We provide comprehensive wealth management and family office style services for successful families, high\-net\-worth families, corporate executives, entrepreneurs, and owners of privately held businesses seeking a coordinated approach to managing complex financial lives. Our services include investment management, financial planning, retirement planning, retirement income planning, estate planning, wealth transfer strategies, generational wealth transfer planning, legacy planning, multi\-generational wealth planning, tax mitigation strategies, healthcare and long\-term care planning, executive compensation planning, concentrated stock planning, charitable giving strategies, philanthropic planning, and liquidity management. For business owners, we provide retirement plan consulting, including 401(k), Cash Balance Plan, and Defined Benefit Plan strategies, along with treasury cash management solutions, employee benefit planning, business succession planning, business transition planning, business exit planning, business sale preparation, and liquidity event planning.

Who We Serve

Our practice serves successful families, high\-net\-worth families, ultra\-high\-net\-worth families, corporate executives, entrepreneurs, and owners of privately held businesses who value personalized advice, long\-term relationships, and comprehensive financial guidance. We work closely with executives managing concentrated stock positions, deferred compensation plans, equity awards, and complex retirement decisions. We also specialize in serving business owners seeking guidance on retirement plan consulting, Cash Balance Plans, Defined Benefit Plans, treasury cash management, business succession planning, business transition planning, business exit planning, business sale preparation, and liquidity event planning.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition